1.. Mr. Dillon extorted of 100% balance owing from customer without
mutual
agreement that work was completed. The consumer is required by law to
withhold 10% payment for 45 days after completion of work.

Sounds like you acted foolishly, then.

I totally agree. I'm hoping Ms Chan will elaborate on Mr Dillon's supposed
extortion techniques.

Speaking of Mr Dillon, I was also wondering what his great-great-grandkids
are going to think of him when they google his name a 100 years from now and
find this damning post, assuming of course that 100 years from now...oh
nevermind ;-)