View Single Post
  #2   Report Post  
Charles Spitzer
 
Posts: n/a
Default


"Tony" wrote in message
...
I realize this newsgroup may not be the best place to get an answer to this
question, but I thought I'd at least see if anyone else has had experience
with this.

On September16 my home was in Hurricane Ivan. Compared to many homes
around mine, my home was only minimally damaged. (I know a few people
with catastophic damage.) In light of that, I've been very patient in
waiting for my insurance company to send an adjustor to assess my damage.
Today marks 3 weeks since the claim, though, and I haven't yet heard
anything from my adjustor. I'd like to get cleaned up and get on with
getting life back to normal.

On Monday I got a call from Nationwide asking me about my claim. I told
them I still hadn't seen an adjustor. The lady indicated she was very
surprised by that and would put in for me to see one ASAP. I still
haven't heard from anyone.

At any rate, here's my question: My home, which is mainly brick with some
vinyl siding and painted wood trim elements, is very dirty from the flying
leaves, dirt, etc. kicked up by the storm. I would like to purchase a
pressure washer to clean my home. Does anyone know if something like this
is typically covered by homeowner's insurance for hurricanes?

The policy is worded very vaguely (undoubtedly on purpose) and when I
asked Nationwide they told me that my adjustor would have to answer that.
My concern is that if I don't get some of this mess off the house soon it
will perhaps ruin the paint and perhaps even stain the brick. My problem
is that it will be hard to photograph this to clearly show the dirty areas
in a meaningful way in the photos.

Worst case scenario, I suppose, is that I'd spend a couple hundred dollars
on something not reimbursed, but ideally I'd like to know before I make
the purchase.

Anyone have any advice?

Tony


wouldn't it be far under your deductible even if covered?

if you don't want to spend the money to buy it, rent it for a few dollars
for a day and then it won't matter. typically insurance probably won't cover
tools, but it would cover rental of tools, but that would be FAR under a
deductible.