"Commander Kinsey" wrote in message
newsp.0l5u6eyfwdg98l@glass...
On Sat, 13 Jun 2020 18:31:40 +0100, Clare Snyder
wrote:

On Fri, 12 Jun 2020 18:19:43 +1000, Xeno
wrote:

On 12/6/20 1:33 pm, Rod Speed wrote:


"Ed Pawlowski" wrote in message
...
On 6/11/2020 9:42 PM, Xeno wrote:
On 12/6/20 7:11 am, Rod Speed wrote:


"Commander Kinsey" wrote in message
newsp.0l2fkwzjwdg98l@glass...
On Tue, 09 Jun 2020 03:58:37 +0100, Xeno
wrote:

On 9/6/20 2:55 am, Commander Kinsey wrote:
On Fri, 22 May 2020 22:26:09 +0100, Sam E
wrote:

On 5/21/20 12:45 PM, Rod Speed wrote:

[snip]

Or maybe they realise that anyone with an incontence
problem would have something to **** in which isnt upstairs.

I consider it a bad idea to have a multi-level house without
even a half
bathroom on each level.

But if you bought the house when you were 20....

I am living in my 4th purchased item of real estate. A house
purchased
in my 20s would not suit my current needs. I sell and buy as my
needs
change through life.

I guess you're one of those who somehow managed to pay off the
mortgage of the 1st three.

You don't have to have paid off the mortgage to be able to change
houses, stupid.

True. We just put all our efforts into paying our mortgage(s) off
asap.


Wow, I have to thank Mr. Rod for the laugh calling you stupid for
paying off your mortgage.

I didn't, I called the PHucker stupid for being so pig ignorant,
stupid.

You, Rod, are the pig ignorant one. *You* introduced the topic of
selling houses before paying off mortgages hence it is your *skew
factor*, not mine. I am aware of that ability but it was *not relevant*
to my response or the poster to whom I was replying. I was merely
responding to an assumption, correct though it surely was, by another
poster. *You* came barging in acting like a dick, as you often do.

On my third house and, of course, no mortgage. My secont house
started at 15% and re-fi a couple of times. Can't say I've done
everything right over the years but I knew retirement would be much
better with no debt.

A LOT of prople switch houses numerous times without ever paying off a
mortgage

I don't see the point.

Yep, you actually are that stupid.

You pick a house you like, then upgrade if and when you can afford it.

Plenty cant afford the house they would like initially
and it's a lot simpler to sell the original house and
buy another better one when you can afford to do
that than to upgrade.

And upgrade doesn't work when you change
where you are working significantly. Not
everyone is completely unemployable like you.

That would only be once you've paid off your mortgage entirely,

Doesn't need to be. It can make sense to redraw
on the mortgage to pay for the upgrade.

otherwise you're just getting deeper into debt.

Nope, back to the same level of debt as initially
with the house of much higher value.

- moving up, moving sideways, or moving down.

DOWN!? Intolerable to move to a smaller space.

Not when you have a big house that works well for
the big family and the kids move out and you don't
need the big house anymore and its much more
convenient to have a smaller house looking after wise.

My dad downsized to a retirement village, still in a
very decent sized flat with two bedrooms and a very
decent living room and balcony, ground floor, very
well designed so you never saw or heard the neighbours
if you didn't want to, with full licensed restaurant on site
which delivered meals to your apartment using golf buggys.
Full medical facilitys on site and a full care home on site too.

Quite a few of my mates have done that with the local one too.

Others downsize to somewhere where there arent
a lot of jobs but better living conditions and weather
etc once they no longer need to work etc too.

It was an advantage for the folks selling our house when we bought - it
had a transferable mortgage at 6 1/4% when the going rate was 20-22%.

Wow! When was it that high?

Ours was even higher in the late 80s

I thought mortgages had always been 3-6%.

Yes, you are that pig ignorant.

We still had a mortgage on the house we moved out of too, but the equity
in house#1 allowed us to pretty much pay cash to the existing mortgage.
We payed off that mortgage before buying a gallon of paint to do any
redecorating.

So you bought a house worth less than your old one?!