On Wed, 25 Sep 2019 00:01:04 +0100, Fredxx wrote:

"As this is a change of ownership, it is essential that the
electrical wiring is checked by an electrician, preferably
NICEIC
registered, in order to outline any remedial works necessary to
achieve compliance with the up to date regulations."

As far as I know when the regs chnage it's from a given date. They do
not apply retrospectivily. Otherwise evrryone would have had to rip
out their plastic or wooden CUs and replace with metal ones...

The change of ownership, *may* alter this but I've never heard of
that either.

The new owner may find that their buildings insurance for the new
property depends on them complying with any recommendations in
the
surveyors support. Even if the wiring itself complies, the
insurance
company may ask for the CU to be brought up-to-date if it is old,
or
anything else which they consider could be a risk.

If they ask to see the report *before* offering cover and make those
stipulations in any offer they make.

Assuming, of course, that the insurance company gains access to
the
report. This isn't a usual thing as far as I know.

Agreed,

It is something they can ask for in advance of a payout.

Not relevant if the surveyors report is not required in the policy
T&Cs. The insurance company *may* require relevant, in date, safety
certificates for gas and electricity as part of the Policy T&C's.

The mortage company might stipulate in the T&Cs for the loan that
certain works are carried out and may also specfify a period after
which those works must have been completed.

Most "surveys" are barely worth the paper they are written on when
first produced. After that they are next to useless as they only
state the (vague) condition of the property at the time the survey
was carried out.

--
Cheers
Dave.