As for the 60 amp
service - don't bet on the insurance company minding. When we bought
our house with 60 amp service a couple of years ago, Allstate couldn't
care less.

Its not the amps - it is the wire and post wiring. Talk about fire hazzards!
You will likely find some insurer somewhere who will insure you, but you
had better bet the rate will be more than my house!

And I personally would not live in such a hazardous house.