Tell State Farm that if the carpet is good they can lay it in their office
and buy you new stuff. What options do you have on your policy? What you
get from them is determined by your policy options. You need new carpet.
If you don't have the right options, you only get partial reimbursement
because of depreciation of old carpet. But if you have right options you get
new carpet at their expense.
"TURTLE" wrote in message
...
This is Turtle.
I have some wet carpet in a house put there by a tree limb that went
through the roof and it was raining. It flooded 3 rooms and a
hall way and we are talking wet and not just damp. I called State Farm
Insurance company and their adjuster came out and looked at
it and said that they did not replace carpet anymore when a house floods.
He told me that the only thing they would do is send in
their carpet man / not my carpet man and have him remove the carpet and
replace the pad and dry the carpet and lay the old carpet
back down. I told him the carpet has been wet for close to a week waiting
on you to look at it and the carpet will not fit back
right and have wrinkles in it after you relay it. He allowed $350.00 for
their man to clean and remove the pad and said that all we
will do. I just had all the carpet replaced and run his ass out of my Rent
house. To recarpet the area was $1,750.00 , fix the roof
, replace one rafter replace the insulation in attic of the area, replace
ceilitex ceiling , and shingles was $1,400.00. That come
to $3,150.00 and i have $250.00 deductiable with exact replacement cost of
items in the home. The cost after deductiable would be
$2,900.00 and they was so nice to just send me $1,200.00. I call about the
roof not being fully paid and they said their roof
repairman could have done it much cheaper than $1,400.00. I pay more than
$12k a year in premiums and been with them for 20 or more
years and they will be getting the ax this year but I have some questions
here.
1) If you relay Carpet after it has been wet for a week. Will it cause
it to wrinkle up? I have seen some relayed on a friend
house like this and it did not fit back right and did wrinkled up in about
3 months. This is where my thoughts are coming from.
2) These State Farm hands that dry and clean the carpet really get all
the mole, bugs, whatever out of this carpet ?
3) Is this a good thing to do by relaying the 5 year old carpet on new
pad?
4) What is your thoughts on relaying wet carpet ?
TURTLE
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