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On Friday, February 22, 2019 at 2:08:07 PM UTC-5, Rod Speed wrote:
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On Thursday, February 21, 2019 at 8:29:35 PM UTC-5, Rod Speed wrote:
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micky wrote:

The fancy one that I tried first and last took credit cards, had a

Seriously - a CREDIT CARD SLOT - for a tire air pump?!

This 21st century SUCKS.

Not if you dont bother with coins anymore.

And you dont swipe the card in the slot anymore,
you wave it at the machine, dinosaur.

The U.S. banking system is the dinosaur.

True, weird that the country that invented the credit card
manages to have the crudest card system around even now.

The standard credit card comes with a chip
that must be inserted into the reader,

Most do in fact do contactless now.

Lucky you.

Yeah, can't remember the last time the machine couldnt do contactless.

I still have to insert the card to get cash out of the supermarket checkout
and thats only for the cash I use at garage/yard sales now. And the need
to insert the card is because contactless transactions are credit
transactions
by default even with a debit card due to a very poor implementation.

Although I can get cash out of one bank's ATMs just by waving
my phone at the ATM, but you do have to supply the PIN which
is stupid given that the phone does touch ID or facial recognition
which is vastly more secure than a stupid 4 digit PIN.

and a magnetic strip for readers than aren't equipped to use the chip.

Ours still do have magnetic strips, but the terminals
now tell you to insert the card so it can read the chip
if you try swiping it. The swipe slot is just there for when
you dinosaurs show up with chipless cards as tourists.

At least for my biased sampling, card readers
on gas pumps don't have a chip reader.

They do here, Australia.

Nor do they have any real authentication mechanism,
except for typing in your postal (ZIP) code.

Ours do.

Some of them have RFID readers for the gas station's own
brand of credit card, but not for generic VISA or MasterCard.

Ours do for all cards.

No pin. Credit card companies recently decided a signature
is not required, but most merchants still require a signature.

Yeah, weirdly primitive.

The rumor is that they thought Americans
were too dumb to learn another PIN.

You shouldnt have to learn any PINs anymore now
with touch ID and facial recognition. We dont even
have to supply the PIN for contactless transactions
over $100 when done by waving the phone at the
terminal anymore, because touch ID and facial recognition
are vastly more secure than a stupid 4 digit PIN.

And we havent used signatures with cards for a long time now.