On 12/02/2018 20:14, Roger Hayter wrote:
Andrew wrote:

On 11/02/2018 23:20, Max Demian wrote:
The pension terms (both contributions and
benefits) have been altered many times over the years,

Nope.

The NHS superannuation scheme has a 1/80th accrual rate
and a retirement age of 60 and a tax-free lump sum of
3x first years pension. All this for a 6% employee
contribution, and GPs, despite being 'self-employed' are
full members of this scheme. Eat your heart out ARW if
you have to make your own provision.

Had, you mean, not has. And you fail to mention the employer's
contribution which was quite large. And, interestingly, GPs have to pay
the employer's contribution out of their gross remuneration, as
self-employed. And even all that is subject to a maximum pension pot of
1.2M which is equivalent to a relatively moderate final salary.

Relative to what? Should yield at least 35K (indexed), even if all put
in an annuity.

--
Max Demian