On 18/12/2017 10:47, Mark Allread wrote:
On Mon, 18 Dec 2017 09:26:15 +0000, Bob Minchin wrote:

Will UK banks issue second debit cards on a normal bank account to a
named individual without them having to be a joint account holder?

IME as PoA for a number of accounts, no. Although named as PoA on the
accounts I have been unable to obtain a debit card and all the
suggestions have been that I should use the account holder's card.

Not always easy when the account holder is female and I'm a man , or so
you'd think, but never once has my use of the cards been queried when
making purchases.

People never look at the name on the cards these days they just expect
the machines to tell them if there is a problem.

I sometimes use my wife's card, grabbing it because it is to hand as I
am going out, while my own is somewhere upstairs. There is a downside
though. Although no-one has ever queried it for me, if someone wants to
cause trouble they can.

I remember a few years ago a man known to the police used his brother's
card (with his permission). Th epolice got involved for some reason and
they had obviously been looking for an excuse, because they arrested him
and charged him under the computer misuse act, arguing that by using the
card and its pin he was identifying himself as someone else to the
bank's computers. Whether it went any further I don't know.

SteveW