On 11/22/2017 6:36 AM, Cindy Hamilton wrote:
On Tuesday, November 21, 2017 at 3:47:41 PM UTC-5, wrote:

Nope, even your garden shed has to be built to wind code. We don't see
many of those sheet metal things they sell up north and if they are
here, they were put in without a permit (illegally).
There is no exception for size, square footage, portable or any of the
other dodges you get in other places. It is more about them becoming
flying debris than the loss of the shed itself.

There's a trailer park (quite a nice one, thus far) located just
west of our property. We've always imagined trailers rolling across
our lawn like tumbleweeds while we sit snug in our concrete block
house. Of course, our roof would present some difficulties for those
downwind of us, since I think it's held on by gravity. Still,
in 70 years it hasn't gone anywhere. Knock wood.

Cindy Hamilton


I think one of the issues here is inflation and expectations. That
quite nice trailer park may be loaded with $200,000+ units that would be
quite nice. If they were lost, insurance would cover most of the
replacement cost.

The trailer park down the road is much older. The owners bought new
units back then for $40,000, maybe less. Can you get insurance for
replacement value? If destroyed 40 years later, they cannot get that
$40,000 trailer. OMG, what do I do? I'll blame Warren Buffet.

I bought my first house in 1966 and paid $10,600. If it was destroyed,
I'd have to pay considerably more to find anything at all above a
storage shed. I sold that house for triple what I paid but still spent
double that for my present house that has quadrupled in value.