Simon Mason wrote
Rod Speed wrote

What is the point of insuring it at all if you
arent going to claim on the insurance ?

I did have one insurance claim on me from the guy whose car
mine rolled backwards into when I jumped off the bridge, but
as I had protected NCB, my premiums weren't affected.

So why couldnt you have claimed when your daughter stacked it ?

I got the claim form in the HDU.

I had mine repaired at the same time as when our lass
pranged it in a car park at my own £1500 expense.