On Tue, 01 Nov 2016 16:36:04 -0500, dpb wrote:

On 11/01/2016 4:08 PM, wrote:
...

A few places where i HAD 30 day terms I just switched over to my card.

Many of the farm supply places don't take cards and/or if used them that
way would be _way_ over even the most generous of limits have on any of 'em.

You just don't have good enough credit. I could buy any of my vehicles
with the lowest limit card I carry.. I could have bought my first
house under the limit of my higher one.

The other is that there are those like Stanion that it makes big pricing
differential on whether you're on their "magic list" or not.

I'm on th "magic list" with several suppliers where I use my card.

The 30-day float is, agreed, pretty much nil at current rates; that's
not the reason for open accounts, at least for me, altho for major items
it's sometimes needed to arrange for there to be cash in the proper
account at the time it's needed--when a single tractor refueling is in
the multi-hundred $$ range, monthly bills during active seasons are
sizable and while they're one of the constants, they're certainly not
the only...