On 06/09/2016 00:13, Timothy Murphy wrote:
Mike Clarke wrote:

Does her insurance cover lost keys?

I understand that, for security reasons, some companies replace all the
keys and locks after a claim for a lost key.

That's an interesting suggestion, thanks.
From my experience of insurance companies, I doubt it,
but I will see if she is lucky.

I don't know how common it is but I've just checked my policy (LV) and
it says:

"If your car keys, lock transmitter or entry card are lost or stolen,
we’ll pay for their replacement and for the door and boot locks to be
replaced. This is provided they were not left in or on your car while it
was unattended, and care has been taken to safeguard from loss."

I suppose their theory is that if a lost key or remote gets into the
wrong hands and the car gets stolen then they could end up having to
fork out for replacing the car so it's safer for them to spend a few
hundred instead of several thousand.

--
Mike Clarke