In article , Davey
writes
On Sat, 1 Feb 2014 19:24:55 +0000
fred wrote:

In article , Davey
writes

Since I am not the only one to make a similar warning, I think that
readers can indeed make their own conclusions. It's not a risk worth
taking, in my view. I have had an insurer try to not pay up for water
damage because 'the water was of the wrong type', ie it came from
melting snow, not under the door, so don't tell me that they don't
try to wriggle put out of paying claims.
And a qualified Gas Installer should know a lot about all aspects of
Heating systems. He will probably have a HETAS certificate. The one
we had in to estimate for our aborted wood burning stove
installation did.

And that is the beauty of usenet, your unfettered right to reply.

However, when you say, "will invalidate your cover" as if it is fact
in the given context when it not, expect a robust correction from me.


Ok, I'll modify it:

"Could be used to invalidate your cover".

Better?

Not if you want to stick to your example :-).

If you had an electrical fire that burned down your home then the
certification of your woodburner flue would have no bearing on your
claim.

If your insurer tried to make it an issue then the financial ombudsman
service would wipe the floor with them.

If, alternatively, you put a woodburner in an inadequate flue and burnt
your house down as a result of your own negligence then I'd expect at
least a very close examination of the terms of your cover and most
likely a spit roasting of your body over the ashes of your home by the
insurer's loss adjuster.

--
fred
it's a ba-na-na . . . .