On Tue, 19 Nov 2013 20:14:25 +0000, dennis@home wrote:

My current estimates on retrofitting insulation suggest that it
would
actually be cheaper to carry on burning oil!

You need to look at the green deal.
You can now get external insulation.
It probably won't save a fortune but it should reduce heat loss, make
you more comfortable and not increase your bills.

Er, you do know how the loan for the "Green Deal" is paid back don't
you?
By adding the payments to your electricty bill, in theory the savings
made elsewhere cover this increase but there is *no* guarantee. Oh
and the interest rate on the loan is likely to be in the 6 to 9%
range. Be cheaper to add it to you mortgage...

You may benefit from a heat pump and remove the oil at the same time.

Only really practical if you have wet UFH, retro fitting UFH is far
more disruptive than a few bits of PIR foam boards on the inside of
external walls.

--
Cheers
Dave.