a home around here got damaged by a tree, it smashed in part of the
roof
It made the news because although the insurance company paid the
claim, they threatened to cancel the home owners insurance unless the
other trees endangering the home were removed. Cant say I blame them
the trees were massive, over 50 feet tall and right against the home.
The people didnt have the bucks to remove the trees, and insurance
wouldnt pay to remove them
I think a weathy person saw the story and paid the costs like 7 or 8
grand......
The OP would probably be better off getting the hazardous trees
removed before something bad happens....