On 08/12/2011 09:03 MuddyMike wrote:

Simple. Pick up telephone, call insurance company. That's assuming you have
accidental damage cover.

We are covered, and I could do that. The only problem is that come
renewal time they'll most likely up the premium to a level where they
recoup their outlay and more on top.

For that kind of reason I treat household insurance as 'disaster'
insurance rather than 'put cock-ups right' insurance.

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F