DIYbanter - View Single Post - OT

George

On 10/2/2011 12:23 PM, zzzzzzzzzz wrote:
On Sun, 02 Oct 2011 10:15:01 -0400, Kurt wrote:

In ,
wrote:

over $5 and put every bill I pay online on the card and pay it off every
month. Couldn't be easier and I never have to worry about fees or
over-drawing my checking account. Plus, if your debit card is stolen and
your account drained, the bank has no obligation to return your money. If
someone steals your credit card (or even just the info) you're not
responsible for the charges.

And because of this, the CC issuer's fraud units seem to be more
vigilant (sometimes TOO vigilant probably) in keeping an eye on the
accounts and freezing them.

Too vigilant? I don't think so, at all. They're pretty damned lax, as far as
I'm concerned. What's your beef?

One case which just happened to me. We went to NYC with some friends. I
made exactly two small metrocard purchases because all of the machines
at that station were showing *no cash accepted*. We rode the train to
our destination and when we went up to the street I received a voicemail
from the fraud department. I called the number and they had turned the
card off because of the two transactions in a row because I didn't
answer the call to confirm it was me.