On Jul 7, 9:48*am, dpb wrote:
On 7/6/2011 10:45 PM, bob haller wrote:
...

anyone reading this just call and try to get homeowners insurance with
K&T.....call state farm.

...

I've told you this multiple times before--if you have difficulties in
your location, it's a local/state/regional thing, _NOT_ nationwide.

Am heavily involved in revitalization effort in older part of home town
and many of those houses are still K&T; we have very limited funding for
these projects so there often are severe constraints on what can be
accomplished. *We therefore do not automatically simply rip out existing
K&T but evaluate condition during the restoration and go from there.
There has never been an issue of the homeowner being refused insurance
even when the wiring has not been replaced.

As noted, it is still covered by Code; there's no basis for removal or
denial of coverage on that basis.

You really should restrain the blanket statements.

--

like I said ask your local insurance company. My state farm agent says
the prohibition on NEW homeowners policies with K&T is nationwide....

And someone here said insurance required removal of K&T from a couple
little used rooms.

perhaps theres a insurance company out there that takes on K&T perhaps
for a higher cost?

K&T connections arent in boxes, K&T is designed for open air operation
and shouldnt be insulated around, K&T is often OVERFUSED, putting
everything at great risk, K&T has had 70 to 100 years and more to be
hacked modified. K&T is just bad news and will no doubt get flagged by
any home inspector.

As someone else reported here homeowners insurance checks before
writing new policies..

If they didnt rates to cover excess losses would go up, making them
less competive.......