On 7/4/2011 12:45 PM, EXT wrote:

"Steve Barker" wrote in message
...
On 7/4/2011 12:18 PM, bob haller wrote:
Are your outlets 3 prong?

If you have K&T wiring you might as well replace it now and get some
use out of your money.

Homeowners insurance companies refuse to provide new insurance
policies to K&T homes .........

K&T usually isnt grounded, has few outlets making for more extension
cords a big fire risk.

just call state farm and ask about a new policy with K&T you will get
turned down flat.

if a future home buyer cant get insurance they cant get a mortage
so no one will want to buy your home

well maybe a cash buyer at great discount... which isnt good for sales
price.

think of how many new cars and other things you buy in 70 years, to
get modern safe things.

well the electrical system in your home is no different. nothing lasts
forever

Again, another incident of this lie. Insurance companies don't know or
care about the wiring.

Maybe, but I just changed my insurance company and they asked a lot of
questions, because my house was originally constructed in 1970,
questions came up about aluminum wiring, I am sure if the house
pre-dated WW2, I would have had questions about K&T wiring. One cannot
make assumptions that apply to every company, but many are getting
particular on who they will insure, and probably will increase the price
if there are additional risks discovered.



All i can tell you is that there are probably 2000 early 1900's houses
in the town i live in. And I'll bet 99% of them are insured. AND I'll
also bet there are other towns in the US of A that are very similar.
So, to blanket say "knob and tube can't be insured" is ridiculous.

--
Steve Barker
remove the "not" from my address to email