On Mar 31, 3:17*am, Evan wrote:
On Mar 31, 12:06*am, "Steve B" wrote:





"Ed Pawlowski" wrote in message

...

"ransley" wrote in message
....
* I had an apartment building fire with extensive smoke damage
affecting many apartments with smoke damage only. I have been told by
many contractors that when it is near 90f outside and humid the smoke
smell will re occur if it is not removed now.

*My question is *does smoke that travels through the walls come back
into the next apartments through the openings, and outlets , walls?
Do any of you have direct fire , smoke damage experiance, *and have
any ideas on *to how far a rebuild has to go? *Are there any Fire Pro
guys out there? . The job keeps looking worse!

*I dont want the insurance co to cut me short!!

I had some personal experience, but that was over 50 years ago. *Yes, the
smell can come back. *Cleaning technology has improved though, and they
should be able to make it undetectable.

You also need a good insurance adjuster. *They get 5% of your total claim,
but can get you a lot more money that you can negotiate yourself. *I know
of two examples where the insurance company offered little, but the
adjuster got lots for detail work, such as the cleaning you will need..
Restaurant fi *offer $24,000 *adjuster settlement $120,000
Industrial fi *Ins Co offer $1.2 million *adjuster settlement *$3
million+

And they're sneaky MFs. *I wrecked my bike. *Took it in for estimates, which
were around $600. *Adjuster sent me a check for $180. *I wrote VOID on it,
and sent it back. *They ended up paying the $600. *Once you endorse that
check, it's case closed. *Period.

Steve

Heart surgery pending?www.cabgbypasssurgery.com

That is not the case on damages to real estate...

How could you know how every insurance company will]
handle damage claims to all real estate. They certainly could
just offer a single check as settlement for the whole thing,
especially for damage that is well defined and limited to one
area.


In fact your insurance company may take quite a while to pay off the
full claim in several increments...

Yes, they may, but that doesn't mean he doesn't have a vaild
point in being careful before you cash any check or sign anything
and understand what it means.



The first check you get is often barely "getting started money" and
is not a final acceptance of the claim payoff...

~~ Evan- Hide quoted text -

- Show quoted text -

Often does not equal always.