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Hilary Hilary is offline
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Default OT I thought I was using my credit card free.

On Oct 7, 4:09*pm, aemeijers wrote:
On 10/7/2010 6:35 PM, HeyBub wrote:



Percival P. Cassidy wrote:


Local stations may charge less for cash purchases than by credit
card--you'll not see it except by observing individual station
charges, not on the credit card side.


I have always understood that it is a violation of the merchant's
agreement with the card issuer (at least with MC and Visa) to add a
surcharge for using a card. OTOH, it seems not to be a violation of
that agreement to give a discount for cash.


That all changed this week when a federal court allowed merchants to charge
different amounts even for different cards! For example, not all Visa cards
are the same. Those with magnificent rewards programs charge the merchant
more.


Now the merchant will be allowed to charge differently not only on cash vs
card, but card vs card.


Good. Maybe the merchants will get ****ed off enough to stop taking
plastic, and the rest of us won't have to wait in line behind people
charging a five-dollar breakfast. IMHO, for in-person sales, CC should
have at least a 20-buck minimum.

Bleah. Wake up and smell the 90s. As a merchant, I say, bring on
credit cards. Cash is fine, for in-person sales, of which I get about
4 per year, but credit cards rule. Checks can bounce, and nearly
always do, but you can run the credit card charges before you mail the
stuff, so since you haven't let the merchandise go yet, you don't get
ripped off. Credit cards rule, even with the fees. I don't even start
the order (custom made stuff) until the credit card clears. You're
either unemployed or crazy.