In article , "J. Clarke" wrote:

However it is true that you _can_ end up up the creek. If you did
substandard wiring in violation of code _and_ if that substandard wiring
started the fire, THEN they could if they chose to be sticky deny the
claim.

Not if the insurance contract doesn't say so, they can't.

Can anyone come up with *one* *verified* example of an insurance company
successfully denying a fire insurance claim based on substandard wiring, or
wiring that was done without a permit?