On Fri, 11 Sep 2009 23:12:48 -0500, The Daring Dufas
wrote:

Steve Barker wrote:
wrote:
On Fri, 11 Sep 2009 13:27:52 -0500, Steve Barker
wrote:

bob haller wrote:
On Sep 11, 12:34?am, Steve Barker wrote:
bob haller wrote:
does the clients homeowners insurance know they have K&T?
The home really needs a complete rewire bringing up to current code
once you muck with this a future fire can see you on the hook for
damages and insurtance company can go after you.........
K&T is very obsolete and what of attic insulation? as you said you
cant imbed K&T in insulation and the roof is the largest loss of heat
in a home......
you say client, are you doing repairs there?
their insurance, like mine, probably couldn't care less.
GUARANTEED they will if theres a fire. you having been the last to
work on the wiring will be on the hook. are you insured? liability if
theres a fire? are you a registered electrician?

besides TODAY most insurance companies wouldnt take on new customers
with K&T
BULL****. pure and simple bull****. Bob buddy, we've been down this
road before in this group about K&T wiring and your Bull**** theories
about insurance. I even ASKED my *new* insurance agent about this
exact thing, and he said "we could care less". He also told me
they're not concerned as to who worked on the wiring last, cause I
told him I do all my own work. So, why not just drop the bull****
insurance thing about this type of wiring. There's absolutely NO
documented evidence about K&T wiring causing fires, there's
absolutely NO documented evidence about K&T wiring being covered with
insulation being any more dangerous than if not covered, AND there's
absolutely NO documentation to substantiate your bull**** claim that
insurance companies will not insure a house with K&T wiring. Why
don't you just get off it? Did your mom whip you with K&T wiring, or
what? What is your big ****ing deal anyway?

s
I beg to differ with you.
There is not an insurance company doing business in Ontario Canada
that will write new business on a house with
1) K&T wiring
or
2) aluminum wiring without electrical inspection proving either
compatible (coalr) devices or properly installed copper pigtails

ANd very few that will write new business on houses with 1) Cast iron
waste stack

or
2) Galvanized water pipes.

Or non UL listed wood burning stoves or fireplaces

My daughter is assistant operations manager of a relatively large
general insurance brokerage (agency) here in Kitchener/Waterloo and
placing insurance on these types of properties is getting EXTREMELY
difficult.

So, what you're telling me is that a guy goes and buys a 80 yo house
from the original family (never rewired) and he flat cannot buy
insurance without a complete rewire??? Sounds like reason #459 not to
live in canada if that's the case.


Hell, the present Communist takeover of the US Government is
going to put rules into place that will require you to upgrade
a home to their satisfaction before you can sell it. I see
many mysterious house fires happening to properties that can't
be sold.

TDD
ANd not because of any regulation by a "communist" government.

They can't be sold because the bankers and lending institutions are
running scared. Afraid THEY might be regulated. Two many houses that
are not worth the money owing on the mortgage doesn't help matters
any. Banks tearing down whole subdivisions of unsold houses because it
costs too much to keep them maintained to minimum required standards -
with no prospect of being able to sell them for what is owing.

Heck, I'll take a well regulated banking system any day!!!!