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[email protected] clare@snyder.on.ca is offline
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Default Older house wiring puzzle

On Fri, 11 Sep 2009 13:27:52 -0500, Steve Barker
wrote:

bob haller wrote:
On Sep 11, 12:34?am, Steve Barker wrote:
bob haller wrote:
does the clients homeowners insurance know they have K&T?
The home really needs a complete rewire bringing up to current code
once you muck with this a future fire can see you on the hook for
damages and insurtance company can go after you.........
K&T is very obsolete and what of attic insulation? as you said you
cant imbed K&T in insulation and the roof is the largest loss of heat
in a home......
you say client, are you doing repairs there?
their insurance, like mine, probably couldn't care less.


GUARANTEED they will if theres a fire. you having been the last to
work on the wiring will be on the hook. are you insured? liability if
theres a fire? are you a registered electrician?

besides TODAY most insurance companies wouldnt take on new customers
with K&T


BULL****. pure and simple bull****. Bob buddy, we've been down this
road before in this group about K&T wiring and your Bull**** theories
about insurance. I even ASKED my *new* insurance agent about this exact
thing, and he said "we could care less". He also told me they're not
concerned as to who worked on the wiring last, cause I told him I do all
my own work. So, why not just drop the bull**** insurance thing about
this type of wiring. There's absolutely NO documented evidence about
K&T wiring causing fires, there's absolutely NO documented evidence
about K&T wiring being covered with insulation being any more dangerous
than if not covered, AND there's absolutely NO documentation to
substantiate your bull**** claim that insurance companies will not
insure a house with K&T wiring. Why don't you just get off it? Did
your mom whip you with K&T wiring, or what? What is your big ****ing
deal anyway?

s

I beg to differ with you.
There is not an insurance company doing business in Ontario Canada
that will write new business on a house with
1) K&T wiring
or
2) aluminum wiring without electrical inspection proving either
compatible (coalr) devices or properly installed copper pigtails

ANd very few that will write new business on houses with
1) Cast iron waste stack

or
2) Galvanized water pipes.

Or non UL listed wood burning stoves or fireplaces

My daughter is assistant operations manager of a relatively large
general insurance brokerage (agency) here in Kitchener/Waterloo and
placing insurance on these types of properties is getting EXTREMELY
difficult.