RAM³ wrote:
"Terry Coombs" wrote in message
...
Pete C. wrote:
Terry Coombs wrote:

I've decided to go into business for myself (been there before
...) building window bars and A/C surrounds . I've checked a few
local fabricators , and I can beat their prices by a pretty fair
margin . Nothing fancy , just basic security bars . Just returned
from the steel yard with a load of stock for fabricating samples
... Getting laid off last week might be a blessing !

Just be sure you get adequate liability insurance to cover your
posterior.

I'm wondering where I'm open to liability , since you're the second
person to mention insurance coverage . Perhaps in the event one of my
units fails ? I can't see the bar unit itself failing , but perhaps
the surface it's mounted on ...

Think in terms of "Product Liability" suits - the one where the
frustrated perp clobbers it with his hand and then sues you for
making the bars too hard since his hand was broken when he hit it.

Or the one where a kid runs into a corner and gets scratched...

Although most are the result of some shyster trying to get rich by
filing BS suits, the occasional one slips through: Do you remember
the broad who sued McDonald's over the coffee?

Yeah , I remember that one , who doesn't ! What's sad is that you're right
, perps have in fact collected on silly suits like that . Gives me some food
for though , thanks .
--
Snag
sometimes ya gotta
shovel manure
to pay the bills