Silvan responds:

The whole stock market thing didn't help either. Dad, for example, lost
almost all of his retirement money to the downturn. At best, he can't
retire until things pick back up, and more practically he's figuring on
working until at least 10 years after his death.

Fits my profile, except I may have to go 15 years after death.

Charlie Self

"Don't hit at all if it is honorably possible to avoid hitting; but never hit
soft."
Theodore Roosevelt