On May 13, 1:26*am, "Bob F" wrote:
"Ralph Mowery" wrote in message

m...







"Bob F" wrote in message
...
I considered small claims suit but lawyer advised not to as they always get
away with the "act of God" defense.

I've also heard of amature "landscapers" dropping trees across power lines
and being held responsible for hundreds of electronic devices in their
neighborhood damaged by the resulting surge.

I had a power transformer blow during a storm and was told it was "an act of
God" and the home owners insurance would have to take care of it. *There is
nothing with in reason a *power comapny could do to prevent that kind of
damage.

Much differant than when someone cuts a tree over the power lines.

During a storm may be different than this case. (No storm mentioned)- Hide quoted text -

- Show quoted text -

Homeowners insurance will pay but when working off a $500 deductible
with a $150 microwave oven and $100 worth of surge protectors, it was
not even considered. That year we had 11 power outages with average
of about one day each.

Delmarva Power admitted that they had saved $3 million that year by
cutting back in tree trimming. Me and all my neighbors now have
backup generators.

My cumulative damages were about $600 so insurance was not worth
considering.
My brother had a lightening strike on light pole outside his house
that took out all his electronic equipment so insurance paid.