On Fri, 22 Feb 2008 10:23:38 -0800, "SteveB" meagain@rockvilleUSA
wrote:


"john" wrote in message
.. .

And your insurance will go up about 25% or more.

are you kiddin me ? Thats one thing I overlooked. They think of that as
such a hazard ? geez.. I guess a pellet stove would be the same.. I
thought about one of those too. Something that runs off pure wood is my
main goal though... who knows what type of oil / gas crisis were going to
have in a year from now...or longer. As long as I can heat my home
somehow...is all I care about

Im probably going with pergo flooring. (no glue needed) Putting the
pergo down first seems like the way to go. I appreciate the input.


Call your agent. Mine went up 25%. Yours may be less or more. If you do
not notify them of the alternate heating device and do have a fire, they
can, and probably will, deny the claim.

You probably mean: They may well be entitled to deny the claim IF the
fire was caused by the stove or something related to its installation.
If it was caused by something else, bad wiring, etc. aiui the stove is
not relevant.

I mention this because I heard that half of the people losing their
homes to foreclosure didn't even contact the bank to find a better
alternative, which might exist. The two seem parallel to me.

We found out about ours on a yearly
update. They asked if we had a wood stove, and we hadn't previously. We
said, oh, yeah. That's when we found out about it.

A neighbor's house was almost totaled a few weeks ago from a flue fire on a
wood heating stove. They do have risks.

Steve