nick hull wrote:

In an inflationary economy such as we have today whole life insurance is
worthless. There might be some value in short term insurance but
anything long term will become worthless as the dollar declines.

Term life is the only way to go. If you have kids, life insurance is a must
during the time you are raising them. If you have a special needs kid, then
the period is much longer. If your spouse is disabled, that is another case
where you need insurance.

I have a feeling there are a lot of people that have insurance that would be
better off putting the money in retirement accounts. If you live, you get
to use it, if you die, it pays for the funeral and retires loans and leaves
something for those you left behind.

Wes