On Mon, 26 Nov 2007 08:24:47 -0800 (PST), DerbyDad03
wrote:

On Nov 26, 11:06 am, wrote:
Insulate all you can. Once you are done you should be able to turn
down the setting on your water heater to compensate (since water
coming out fo the tap wil be too hot). That will save you something
in the long run. worth it for the ease and extra comfort IMO.

Please explain how insulating the pipes to the tap will increase the
temperature of the water.

It wouldn't. It would decrease the decrease (heat loss) you'd have
without insulation.