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Rick Blaine

wrote:

I just bought a new insurance policy from a new company and when I
asked about the inspection, they said all they do is drive by and see
if there is really a house there. They never look at what is inside.

It's not about issuing a policy - almost any insurance company will do that
even without a driveby. They *like* collecting money.

The problem is when there's a fire or other major damage and you try to collect
from them. The first thing the adjuster will do is pull all the permits and
compare that to the evidence collected at the scene. Any discrepancy and the
insurance company is legally entitled to refuse the claim and potentially put
you into a fraud situation.

--
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