On Nov 18, 1:34 pm, car crash wrote:
I want to finish my basement....I'm putting up 2 walls and some
electrical. I realize that by law I'm suppose to get a permit but
lots of people are telling me not to even bother. It will increase my
taxes substantially and that's about it.
Someone was telling me that in Ottawa about 50% don't get permits to
finish their basements.

insurance-insurance-insurance
no permit on insurance.......
some thing goes wrong with what you do no insurance
if your house burns down because of what you did with no permit no
insurance.
so the final word is,stop paying insurance or get a permit.
its that simple
DIY-ing is fun, do it right & be safe