On Oct 26, 8:25 pm, "Poppin Fresh" wrote:
wrote

Yes. that's right. And who's the merchant in this case? Paypal,
because they are the merchant registered with the credit card
companies and are in the business of accepting the money via credit
card and then forwarding the money on to someone, just as instructed
by the card holder. And that is where it ends. The transaction
where MC/VISA paid Paypal was legitimate and authorized. Paypal then
sent the money where it was supposed to go. End of story. The
credit card company is not going to reverse the charge or get involved
in the dispute. You think if you use a credit card through Paypal
to send $3000 to some Joe Schmoe unknown party, that Citibank is going
to make good because the guy took your money and never sent anything?
If they did that, the doors to fraud would be wide open, because just
about anyone can open up a Paypal account.

You don't have a clue about Paypal. Paypal will cover "x" amount, _IF_ the
purchase was made through a legitimate purchase through eBay. eBay owns
Paypal.

You;re the one who's clueless and giving out bad advice. I know
perfectly well that Ebay owns Paypal, so what? Paypal covers buyers
for either $200 or a max of $2000 on some, but not all items bought on
Ebay. To get the $2000 protection:

https://www.paypal.com/us/cgi-bin/we...plaint-outside

seller's eBay feedback rating is at least 50;
At least 98% of the seller's eBay feedback is positive;
The seller has a Verified Premier or Verified Business Account in good
standing;
The listing was on an eligible eBay site (eBay.com and certain other
eBay sites self identified as such)
PayPal is listed as an acceptable payment method; and
The seller is a PayPal User from one of the following countries:


Doh! In the case of frugal farmer, the seller only has a feedback
rating of 10, so he can stop at the first requirement. So, Frugal
is right, he's only covered to a whopping $200. And then go read all
the hoops and jumps and the process you have to go to in order to try
to collect. And how it only covers tangible items, not things like
tickets or licenses for digital subscription content, etc. It ain;t
like calling Citibank about your VISA dispute with a merchant.

Funny how the guy asking for help knows more than you.

And also if you want to look through the whole thread, the only one
that mentioned the possibility of using an escrow service, whcih gives
him total protection, was me. Or he could just listen to you and hand
over the money via Paypal, thinking he's covered for his $3500.








To open a Paypal account, you need a credit card and/or bank account. You
can't have credit through Paypal. It appears by your answer, you think
Paypal is it's own bank/credit union or something.

It appears by your answer that you can't read. My point clearly was
that those telling Frugal to pay with a credit card through Paypal and
they are protected by the credit card company are wrong. You do
understand that Paypal accepts credit cards, don't you and then sends
that money to who ever you tell them to? Well, I'll make it clear
for you one more time. Let's say you have a VISA with Citibank.
You send $3500 to Mr X via Paypal and use the credit card. The stuff
never shows up. Citibank will tell you the charge was legitimately
submitted by Paypal and it was paid. They will not get involved with
your nasty little dispute with Mr X, because HE's NOT THEIR MERCHANT,
HE DIDN"T TAKE THE CREDIT CARD. End of story.

Got it now?