The first thing the insurance company will ask is do you have dust
collection. The second is do you have a smoke alarm. The third is
where is the fire extinguisher. The forth is where is the flamable
liquids cabinet. I have been turned down by several companies because
I don't have a sprinkler system. Also like Fred said, most home owners
insurance will not cover wood shops, or only minimally, especially if
you sell some stuff. You don't have to be professional, you can be a
hobbyiest who sells some things to help support your habbit. Some home
owners insurance companies will cancel you outright if they find out
you have a wood shop. The AAW insurance covers you for woodturning
only.
robo hippy


On Sep 26, 8:01 am, Fred Holder wrote:
On Sep 25, 7:33 pm, BillinDetroit wrote:



Joe Fleming wrote:
Speaking as a guy who unintentionally, yet carelessly, set fire to his
own shop, the question not answered he what codes, guidelines,
rules, etc. that are required by a safety inspector for a home shop?

I have three fire extinguishers. I have a smoke detector in the
garage.Most of my finishes are stored in safe locations. Volatile
stuff in a metal tool chest. I sweep infrequently. I have dry or
drying wood piled high on shelving. My electrical is to code. I use
dust collection and an air filter. What else are the do's or don'ts?

Joe

Did you remember to ground your DC?

(ducking!)

Bill

Arch,

One thing that every woodturner, who ever sells any of their stuff,
needs to look into is whether their shop is actually covered by their
home owner's insurance. I checked and found that mine would not be
covered since it is a business as far as the insurance company is
concerned. Therefore, I carry insurance for my shop through the AAW
arranged insurance program.

A few years ago, a woodturner had his shop burn down and found that
his homeowner's insurance would not cover it because he sold some of
his woodturning output. It is worth checking into and the insurance
through the AAW is not too expensive and it also covers me for
demonstrations and for teaching in my shop.

I recommend that everyone who has a woodturning shop and ever sells
anything or teaches classes in their shop check with their insurance
company to see if they are covered.

Fred Holder
http://www.fholder.com/Woodturning/woodturn.htm