On 5 Jul, 10:53, "Andrew Mawson"
wrote:
If a builder is doing some work for you and things go wrong, who
carries the insurance burden? I'm thinking in particular about
'knocking through' between two rooms, or roofing work where the tiles
have to come off for a day or so. I suspect most household insurance
policies would exclude damage during 'works' but would welcome the
experiences of others. (no disasters yet, just thinking through the
process!)

AWEM

For my extension (self-build, which includes "self-project-manage" !),
I payed 318 quid for 18 months site insurance including stolen tools
etc. Probably over the top for knocking a wall through, but a
possibility. It gives you public indemnity insurance, but surely the
builder should have this already. But without a "corgi" to enforce it,
I bet many don't.

What then happens if the builder brings the neighbour's wall down ??

I phoned my house insurance before, they said you won't be covered for
anything the builders nick from your house !
Simon.