Gloxx1961 wrote:
[snip]
..... I have informed insurance company in Febuary but only got a final
reply that
this crack was due to earthquake movement that happend in 2001/2002 and
that I wasn't insured with them at the time and to take it up with
insuer that I was
....[snip]

How the hell do they know that? Can they prove it?

If you have a crack that's growing you should get a structural engineer
to give you an opinion as to the cause.

Mike