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Default 200 amp main cabinet with 100 amp main breaker?

Joe FPE panels have KNOWN BAD BREAKERS THAT OFTEN DONT TRIP They are
a serious fire hazard!

So the benefit is not having his house burn down!

besides just swapping the panel is a DIY project for a couple
neighbors. they will do it safe.

mess with the drop other than pulling the meter will cause all sorts of
troubles.

besides many around here want a permanent standby generator that will
require a new panel anyway.

this is a interim step to prevent a fire and add more breaker slots,
his panel is jammed