Jim Stewart wrote:

Grant Erwin wrote:

Rick wrote:

.

I completely disagree with the person who wrote that you don't get
your money back from the credit card company until/unless you ship
back the merchandise. They put money into the guy's Paypal account,
they go pull it back out, you don't owe your credit card anything,
you're out your shipping, the seller's out his auction amount. I
have done this a couple of times. Not that I'm a tough buyer to get
along with, but this is the only real recourse with teeth.

GWE




Wow, that is scary. What if I sell a perfectly good item to someone
on ebay, and they just
charge back the amount they paid and keep the item? They could even
resell it under
another account! What recourse does the seller have against this
other than a costly lawsuit?


Exactly. When the buyer uses a credit card, HE is in charge. When he
doesn't, the seller is in charge. Someone has to be!

Ideally (and this is the case the vast majority of the time) you don't
sell to crooks or buy from crooks.

Lately I've started asking for money orders only, to guard against
unwarranted chargebacks. It will only fly if the guy really wants what
I'm selling, but that's often the case.


It's clear that by your rules, ie, buyers only
take money orders and sellers only pay by credit
cards, there wouldn't be an ebay.

I just play the game the way it is, that's all. Just today I got an ebay
shipment that was completely misrepresented. Because I paid by credit card, the
seller was motivated to make a serious effort to make things right by me. I
would never do a fraudulent chargeback, just as I'm sure you wouldn't. But there
are a lot of crooks out there selling on ebay too, and I hit one every so often.

GWE