Toller wrote:

You see the dilemma? Any advice here? No, no, I mean helpful advice...

it's too late to cry about this now, it should have been handled on the
spot
your son should have said Wait! your fugging up my car! but he did
not...

I had a tow driver drop my car and destroy my fender, I made them pay
for it.

Why don't you call the tow company and ask them how they would like to
handle this.

they will say, it was un-avoidable...get that in writing, your ins co
might need it.