"Robert11" wrote in message
...
Hello:

Tried to find an appropriate insurance type forum, but couldn't come up
with one.
So, will try posting here.

Live in Mass.
Had a very large tree planted on our lawn fall over in a windstorm.
No house damage, just the loss of the tree.

Before contacting my insurance agent, was hoping to get some advice.

Would homeowners insurance cover the cost of obtaining a new one, and the
replanting ?

Very unlikely, unless you specifically paid for such coverage.
Interestingly, my insurance covers lightning damage, but not wind.
You can deduct the property loss from your income taxes; maybe.