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OT visa MC refused in Holland no chip
This is definitely Off Topic
My wife had to go to Holland for a week because of family illness. While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. Chase Visa Freedom doesn't have them, nor does Amazon Visa. Apparently a Visa Btrish Aorways card may have a chip. Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. -- Best regards Han email address is invalid |
OT visa MC refused in Holland no chip
In article ,
Han wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. -- Stuart Winsor Only plain text for emails http://www.asciiribbon.org |
OT visa MC refused in Holland no chip
On 2/15/2012 8:41 AM, Stuart wrote:
In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? -- www.eWoodShop.com Last update: 4/15/2010 KarlCaillouet@ (the obvious) http://gplus.to/eWoodShop |
OT visa MC refused in Holland no chip
On 2/15/12 8:56 AM, Han wrote:
This is definitely Off Topic My wife had to go to Holland for a week because of family illness. While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. Chase Visa Freedom doesn't have them, nor does Amazon Visa. Apparently a Visa Btrish Aorways card may have a chip. Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. My chipped card only runs on 110V, will it work over there? :-) -- Froz... The system will be down for 10 days for preventive maintenance. |
OT visa MC refused in Holland no chip
On 2/15/2012 8:41 AM, Stuart wrote:
In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. That seems very strange as much US tourist/business traffic as there is that they aren't making foreign payments into the country as painless as possible???? There surely must be a mechanism (altho it's been 10 yr since last traveled there). -- |
OT visa MC refused in Holland no chip
In article ,
Swingman wrote: "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? No idea but we're stuck with it -- Stuart Winsor Only plain text for emails http://www.asciiribbon.org |
OT visa MC refused in Holland no chip
On 2/15/2012 11:47 AM, Stuart wrote:
In articleRIOdnbN26oFIQqbSnZ2dnUVZ_t6dnZ2d@giganews. com, wrote: "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? No idea but we're stuck with it Reminds me of a lawyer who once worked for me. When asked if he would take a case involving suing a bank, his response was basically that in law school the answer to every question that had the word "bank" in it was automatically: "the bank wins". Banks do what they can get away with, and we have to put up with it. -- www.eWoodShop.com Last update: 4/15/2010 KarlCaillouet@ (the obvious) http://gplus.to/eWoodShop |
OT visa MC refused in Holland no chip
On Feb 15, 11:46*am, FrozenNorth
wrote: On 2/15/12 8:56 AM, Han wrote: This is definitely Off Topic My wife had to go to Holland for a week because of family illness. *While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. *Chase Visa Freedom doesn't have them, nor does Amazon Visa. *Apparently a Visa Btrish Aorways card may have a chip. *Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. *Or be prepared for hassles. My chipped card only runs on 110V, will it work over there? :-) You need an adaptor. A store in Nigeria sells them. |
OT visa MC refused in Holland no chip
Robatoy wrote in
: On Feb 15, 11:46*am, FrozenNorth wrote: On 2/15/12 8:56 AM, Han wrote: This is definitely Off Topic My wife had to go to Holland for a week because of family illness. *W hile there her credit cards were refused, because of an apparently new polic y that American credit cards without a "chip" are being refused. *Chase Visa Freedom doesn't have them, nor does Amazon Visa. *Apparently a Visa B trish Aorways card may have a chip. *Citibank was nice and is sending me ne w MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. *Or be prepared for hassles. My chipped card only runs on 110V, will it work over there? :-) You need an adaptor. A store in Nigeria sells them. I can get you a cheap one. Just send me your ... -- Best regards Han email address is invalid |
OT visa MC refused in Holland no chip
Swingman wrote:
On 2/15/2012 8:41 AM, Stuart wrote: In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? It's cut down the 'scams' at the shop (stores) checkouts by quite a bit, but internet shopping and other 'card holder not present' (e.g. telephone orders) [1] seemed to be showing an increase in fraudulent use a while back. [1] Where Chip and Pin is not used and a greater reliance is put on the three digit 'security number' on the back of the card. |
OT visa MC refused in Holland no chip
On 2/15/12 12:10 PM, Robatoy wrote:
You need an adaptor. A store in Nigeria sells them. Like -- -MIKE- "Playing is not something I do at night, it's my function in life" --Elvin Jones (1927-2004) -- http://mikedrums.com ---remove "DOT" ^^^^ to reply |
OT visa MC refused in Holland no chip
On 2/15/2012 1:20 PM, Ormolu wrote:
Swingman wrote: On 2/15/2012 8:41 AM, Stuart wrote: In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? It's cut down the 'scams' at the shop (stores) checkouts by quite a bit, but internet shopping and other 'card holder not present' (e.g. telephone orders) [1] seemed to be showing an increase in fraudulent use a while back. [1] Where Chip and Pin is not used and a greater reliance is put on the three digit 'security number' on the back of the card. That has become standard operation over here in the New World... |
OT visa MC refused in Holland no chip
In article ,
Stuart wrote: In article , Han wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. -- Stuart Winsor The same "Chip & PIN" as this? http://www.thisismoney.co.uk/money/s...p-and-Pin.html http://www.themultichannelretailer.c...security_risk/ http://www.which.co.uk/news/2010/02/...d-risk-203644/ -- There are no stupid questions, but there are lots of stupid answers. Larry Wasserman - Baltimore Maryland - lwasserm(a)sdf. lonestar. org |
OT visa MC refused in Holland no chip
Thinking of another thread and the need for control of dangerous credit cards,
like the one my estranged wife uses, I propose a new invention that, unlike its inspriation, will surely have few objections from the esteemed readers of this newsgroupr. May I present for your consideration: *** THE CREDIT CARD STOP! **** -- There are no stupid questions, but there are lots of stupid answers. Larry Wasserman - Baltimore Maryland - lwasserm(a)sdf. lonestar. org |
OT visa MC refused in Holland no chip
Larry W wrote:
In article , Stuart wrote: In article , Han wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. -- Stuart Winsor The same "Chip & PIN" as this? http://www.thisismoney.co.uk/money/s...p-and-Pin.html http://www.themultichannelretailer.c...security_risk/ http://www.which.co.uk/news/2010/02/...d-risk-203644/ Nothng is 100% secure in this world no matter what system of transaction protection you use - there will always be someone who will find a way round the system. Me, I'm just waiting for the creation of the 'superbug' that will circumvent all the IT protections that banks use thus crippling the world banking system - now that really will f**ck the Chip and Pin system up when (not if) that happens. |
OT visa MC refused in Holland no chip
"Swingman" wrote in message
... On 2/15/2012 11:47 AM, Stuart wrote: In articleRIOdnbN26oFIQqbSnZ2dnUVZ_t6dnZ2d@giganews. com, wrote: "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. What effect has the practice had on credit card theft and online scams? No idea but we're stuck with it Reminds me of a lawyer who once worked for me. When asked if he would take a case involving suing a bank, his response was basically that in law school the answer to every question that had the word "bank" in it was automatically: "the bank wins". Banks do what they can get away with, and we have to put up with it. Ah, yes, the golden rule: they have the gold, they make the rule. Dave in Houston |
OT visa MC refused in Holland no chip
On Wed, 15 Feb 2012 11:27:55 -0600, dpb wrote:
On 2/15/2012 8:41 AM, Stuart wrote: In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. That seems very strange as much US tourist/business traffic as there is that they aren't making foreign payments into the country as painless as possible???? There surely must be a mechanism (altho it's been 10 yr since last traveled there). It may have changed in the past few months, but when I was in Italy and Ireland in October, my cards worked just fine. I'm told though, that some places just don't want to use the US versions and refuse them, even though they can take them with a bit of effort. I was also told by Citi Bank that they are not offering chip & pin cards anyway, in the US. |
OT visa MC refused in Holland no chip
On 15 Feb 2012 13:56:44 GMT, Han wrote:
This is definitely Off Topic My wife had to go to Holland for a week because of family illness. While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. Chase Visa Freedom doesn't have them, nor does Amazon Visa. Apparently a Visa Btrish Aorways card may have a chip. Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. Be sure to buy Faraday cage card cases for them before you go out. http://tinyurl.com/6o5x25z 93 hits on eBay. Passport covers and wallet inserts are available, too. People are walking around with card scanners just waiting for fresh cards. I even saw that in a movie recently. http://www.youtube.com/watch?v=vmajlKJlT3U Like this. -- Fear not those who argue but those who dodge. -- Marie Ebner von Eschenbach |
OT visa MC refused in Holland no chip
On Wed, 15 Feb 2012 10:10:40 -0800 (PST), Robatoy
wrote: On Feb 15, 11:46*am, FrozenNorth wrote: On 2/15/12 8:56 AM, Han wrote: This is definitely Off Topic My wife had to go to Holland for a week because of family illness. *While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. *Chase Visa Freedom doesn't have them, nor does Amazon Visa. *Apparently a Visa Btrish Aorways card may have a chip. *Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. *Or be prepared for hassles. My chipped card only runs on 110V, will it work over there? :-) You need an adaptor. A store in Nigeria sells them. Yeah. Just call them and give them your credit card number and security code. They'll do the rest! -- Fear not those who argue but those who dodge. -- Marie Ebner von Eschenbach |
OT visa MC refused in Holland no chip
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OT visa MC refused in Holland no chip
Larry Jaques wrote in
: Be sure to buy Faraday cage card cases for them before you go out. http://tinyurl.com/6o5x25z 93 hits on eBay. Passport covers and wallet inserts are available, too. People are walking around with card scanners just waiting for fresh cards. I even saw that in a movie recently. http://www.youtube.com/watch?v=vmajlKJlT3U Like this. Just wrap the card in some aluminium foil. Make sure to seal it on all edges (oragami masters may make a fancy case) so the radio signals can't get out. I haven't tested it (I refuse to use the "Blink" ''feature'' of my card), but it should work. Puckdropper -- Make it to fit, don't make it fit. |
OT visa MC refused in Holland no chip
in 1520288 20120215 135644 Han wrote:
This is definitely Off Topic My wife had to go to Holland for a week because of family illness. While there her credit cards were refused, because of an apparently new policy that American credit cards without a "chip" are being refused. Chase Visa Freedom doesn't have them, nor does Amazon Visa. Apparently a Visa Btrish Aorways card may have a chip. Citibank was nice and is sending me new MC cards with a chip. If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. No need to feel persecuted, France changed to chipped cards before the UK did (over 5 years ago) and I remember having to phone my bank for a chipped card after my son told me of the problems he had had there. |
OT visa MC refused in Holland no chip
In article ,
Larry Jaques wrote: Be sure to buy Faraday cage card cases for them before you go out. http://tinyurl.com/6o5x25z 93 hits on eBay. Passport covers and wallet inserts are available, too. You or somebody else is getting confused with RFID tags which are read remotely. These have gold contact pads which make contact with contacts in the machine - like an SD or other memory card. -- Stuart Winsor Only plain text for emails http://www.asciiribbon.org |
OT visa MC refused in Holland no chip
Ed Pawlowski wrote in
: On Wed, 15 Feb 2012 11:27:55 -0600, dpb wrote: On 2/15/2012 8:41 AM, Stuart wrote: In , wrote: If you are contemplating using your credit cards on travel in Europe (certainly Holland), make sure you get new ones with a chip. Or be prepared for hassles. "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. That seems very strange as much US tourist/business traffic as there is that they aren't making foreign payments into the country as painless as possible???? There surely must be a mechanism (altho it's been 10 yr since last traveled there). It may have changed in the past few months, but when I was in Italy and Ireland in October, my cards worked just fine. I'm told though, that some places just don't want to use the US versions and refuse them, even though they can take them with a bit of effort. I was also told by Citi Bank that they are not offering chip & pin cards anyway, in the US. Thanks, Ed!! She only tried the cards once, and maybe it was a balky girl at the window, who knows. I'll let you know whether the CitiBank MC I'm going to get is Chip and PIN or sign. I still like the idea of a prepaid card to take €s to Europe, even if it is only a maximum of $1500 per card. -- Best regards Han email address is invalid |
OT visa MC refused in Holland no chip
Stuart wrote in
: In article , Larry Jaques wrote: Be sure to buy Faraday cage card cases for them before you go out. http://tinyurl.com/6o5x25z 93 hits on eBay. Passport covers and wallet inserts are available, too. You or somebody else is getting confused with RFID tags which are read remotely. These have gold contact pads which make contact with contacts in the machine - like an SD or other memory card. Bing!! We have a winner!! No RFID here. -- Best regards Han email address is invalid |
OT visa MC refused in Holland no chip
On Feb 15, 2:41*pm, Stuart wrote:
"Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. No, they have to make provision for signature only cards too - my grandparents c an't be bothered remembering more numbers, so they still have signature cards. |
OT visa MC refused in Holland no chip
On Thu, 16 Feb 2012 10:55:59 +0000 (GMT), Stuart
wrote: In article , Larry Jaques wrote: Be sure to buy Faraday cage card cases for them before you go out. http://tinyurl.com/6o5x25z 93 hits on eBay. Passport covers and wallet inserts are available, too. You or somebody else is getting confused with RFID tags which are read remotely. These have gold contact pads which make contact with contacts in the machine - like an SD or other memory card. Oh! I hadn't even seen those before. http://tinyurl.com/8ytc9lc or http://www.huffingtonpost.com/2011/1...n_1106176.html The Puffington Host finally broke the story here last November, I guess. -- Fear not those who argue but those who dodge. -- Marie Ebner von Eschenbach |
OT visa MC refused in Holland no chip
On 2/16/2012 5:43 AM, Han wrote:
Ed wrote in : On Wed, 15 Feb 2012 11:27:55 -0600, wrote: On 2/15/2012 8:41 AM, Stuart wrote: .... "Chip and PIN" is the only way you can use /any/ credit or debit card in the UK. .... That seems very strange as much US tourist/business traffic as there is ... It may have changed in the past few months, but when I was in Italy and Ireland in October, my cards worked just fine. I'm told though, that some places just don't want to use the US versions and refuse them, even though they can take them with a bit of effort. I was also told by Citi Bank that they are not offering chip& pin cards anyway, in the US. Thanks, Ed!! She only tried the cards once, and maybe it was a balky girl at the window, who knows. I'll let you know whether the CitiBank MC I'm going to get is Chip and PIN or sign. I still like the idea of a prepaid card to take €s to Europe, even if it is only a maximum of $1500 per card. Mayhaps it's a function of how off the tourist/business traffic path one is. I'd think the places that are catering to those would have very difficult time in a blanket refusal; there's just too much business a-going to not. Then again, if their admin is as little in tune w/ business as is our current, one can imagine rules of much negative consequence being imposed w/o consideration for same... -- |
OT visa MC refused in Holland no chip
dpb wrote in :
Mayhaps it's a function of how off the tourist/business traffic path one is. I'd think the places that are catering to those would have very difficult time in a blanket refusal; there's just too much business a-going to not. Then again, if their admin is as little in tune w/ business as is our current, one can imagine rules of much negative consequence being imposed w/o consideration for same... I blame the whole thing my wife encountered recently on the nitwittiness of one window clerk (female) at the railroad ticket counter in Schiphol Airport. Or her bad time of month or whatever. My wife had enough cash, and didn't try her cards somewhere else. In the end no harm was done, but for some reason it was just about the first thing (well ...) she told me after coming home. She went alone to Holland this time because her sister in law was rather sick and I had to do grandpa duty while she was away. In the past we had gone together, or I went alone. In the past I've almost always used the chip and pin card from my Dutch bank when in Europe, because of the lack of penalty in the form of exchange fees and bad exchange rates; in contrast to what happens with a US credit card. I well remember the extra charges when renting a car in Pisa (Italy has special laws that require you to buy extra insurance). In the future we'll either together or separately use one or another chip and pin card, you can bet on that. -- Best regards Han email address is invalid |
OT visa MC refused in Holland no chip
On 16 Feb 2012 21:16:58 GMT, Han wrote:
I blame the whole thing my wife encountered recently on the nitwittiness of one window clerk (female) at the railroad ticket counter in Schiphol Airport. Or her bad time of month or whatever. It may not have been her fault at all. My Mastercard which was recently upgraded with all the chip and pin options, was refused twice by the same grocery store. When I called Mastercard to inquire, they said is was probably because that terminal wasn't using the latest software. |
OT visa MC refused in Holland no chip
On 2/16/2012 3:16 PM, Han wrote:
.... In the past I've almost always used the chip and pin card from my Dutch bank when in Europe, because of the lack of penalty in the form of exchange fees and bad exchange rates; in contrast to what happens with a US credit card. I well remember the extra charges when renting a car in Pisa (Italy has special laws that require you to buy extra insurance). .... It's been quite a spell; it might (probably is?) worse now what w/ the plethora of additional fees and charges, etc., they've added--seemingly something new almost daily. Back then, my small-business AmEx was equivalent enough to what I could do direct on exchange I didn't feel at all put out. Combined w/ easy to use anywhere in UK/France/Germany, it was about all I carried except for an emergency cash fund 'just in case'. I'd surely do some checking today before just tried that, for sure, though (altho since retired and have closed that account anyway). -- |
OT visa MC refused in Holland no chip
dpb wrote in :
On 2/16/2012 3:16 PM, Han wrote: ... In the past I've almost always used the chip and pin card from my Dutch bank when in Europe, because of the lack of penalty in the form of exchange fees and bad exchange rates; in contrast to what happens with a US credit card. I well remember the extra charges when renting a car in Pisa (Italy has special laws that require you to buy extra insurance). ... It's been quite a spell; it might (probably is?) worse now what w/ the plethora of additional fees and charges, etc., they've added--seemingly something new almost daily. Back then, my small-business AmEx was equivalent enough to what I could do direct on exchange I didn't feel at all put out. Combined w/ easy to use anywhere in UK/France/Germany, it was about all I carried except for an emergency cash fund 'just in case'. I'd surely do some checking today before just tried that, for sure, though (altho since retired and have closed that account anyway). I am originally Dutch, and got an account through my family. I've kept it despite the monthly fees just to make things easier for the few things we buy over there, and for vacations. With the internet, banking gets almost easy worldwide. -- Best regards Han email address is invalid |
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