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Bob Schmall May 1st 05 11:24 PM

Charlie Self
 
....is now home after spending 10 days and $40,000 of his insurance company's
money while in hospital. His description of the ordeal is not pretty.

Please welcome him home.

--
Bob
"Outside your camp you shall have a place set aside to be used as a
latrine.
You shall keep a trowel in your equipment and with it, when you go outside
to ease nature, you shall first dig a hole and afterward cover up your
excrement."
Deuteronomy 23: 13-14



John Thomas May 2nd 05 01:31 AM

"Bob Schmall" wrote in
:

...is now home after spending 10 days and $40,000 of his insurance
company's money while in hospital. His description of the ordeal is
not pretty.

Please welcome him home.


Charlie,

Best wishes for a speedy recovery! Hope to see you posting again soon.

Regards,

JT

Robatoy May 2nd 05 02:06 AM

In article ,
"Bob Schmall" wrote:

...is now home after spending 10 days and $40,000 of his insurance company's
money while in hospital. His description of the ordeal is not pretty.

Please welcome him home.


Welcome home, Charlie. Stay away from the Stella and frites, eh?

Patriarch May 2nd 05 03:21 AM

"Bob Schmall" wrote in
:

...is now home after spending 10 days and $40,000 of his insurance
company's money while in hospital. His description of the ordeal is
not pretty.

Please welcome him home.


If it was only $40k, he must not have been very sick!

Get well, Charlie! Enjoy being home. Don't be in too big of a hurry to
get back to the rat race.

Patriarch

Dave Balderstone May 2nd 05 04:33 AM

In article , Bob Schmall
wrote:

Please welcome him home.


Glad you're out of hospital, Charlie. Them places is full of sick
people!

--
~ Stay Calm... Be Brave... Wait for the Signs ~
------------------------------------------------------
One site: http://www.balderstone.ca
The other site, with ww linkshttp://www.woodenwabbits.com

Charlie Self May 2nd 05 04:31 PM


Patriarch wrote:
"Bob Schmall" wrote in
:

...is now home after spending 10 days and $40,000 of his insurance
company's money while in hospital. His description of the ordeal is
not pretty.

Please welcome him home.


If it was only $40k, he must not have been very sick!

Get well, Charlie! Enjoy being home. Don't be in too big of a hurry

to
get back to the rat race.

Patriarch


VA prices to Medicare. The joys of aging. You do NOT want to know the
cost of a single cardiac intensive care day. Great care, but if you're
paying for it, you're probably better off dead. There is something
seriously out of whack with the system.


Dave Mundt May 2nd 05 05:39 PM

Greetings and Salutations....

On 2 May 2005 08:31:23 -0700, "Charlie Self"
wrote:


Patriarch wrote:
"Bob Schmall" wrote in
:

...is now home after spending 10 days and $40,000 of his insurance
company's money while in hospital. His description of the ordeal is
not pretty.

Please welcome him home.


If it was only $40k, he must not have been very sick!

Get well, Charlie! Enjoy being home. Don't be in too big of a hurry

to
get back to the rat race.

Patriarch


VA prices to Medicare. The joys of aging. You do NOT want to know the
cost of a single cardiac intensive care day. Great care, but if you're
paying for it, you're probably better off dead. There is something
seriously out of whack with the system.

First off, glad to see that you are on the road to recovery!
Good luck and with luck, you will avoid major problems for a LONG
time!
As for the system being out of whack...a big thumbs up to
that. There is something obscene about America, one of the richest
countries in the world, having a health care system that is so
expensive that a vast majority of its citizens cannot afford to
get care from it.
Alas, it is a complicated problem. One factor is that
health care became a profit center some years ago...and in ANY
business, when that happens, the focus shifts from providing
the service or goods to minimizing costs and maximizing the
amount of money pumped to the investors.
One factor is the legal system. While I am not entirely sure
that malpractice awards ARE the huge burden that some would have us
believe, there are those costs.
Another factor is the fact that the average American seems to
believe that (a) All medical procedures have to return them to
perfection and (b) it's someone else's fault. This creates the
demands for lawyers and the suits filed in the courts.
This leads to the huge costs of malpractice insurance
for the medical profession. WHen the insurance companies became
"for profit" organizations, they, too, ceased to perform their
true function - of spreading the risk around through a huge
population, thereby ensuring that no one would be wiped
out by a catastrophic illness or accident - and became
money pumps for investors. So...they crank up the costs of
insurance to the point that they can be assured that they not
only do not suffer any pains on the rare times that they
end up having to pay something out, but, they actively work
to avoid paying out claims by finding ways to void that coverage
or to minimize the amount they DO have to pay out. Look at the
profit figures published by the companies. "Profit" for an insurance
company means cash that they have NOT paid out to help folks get
over accidents, get medicines, etc, but, HAVE paid to investors,
whose only problem is that they are only making $0.10/share, instead
of $0.50/share.
Ok...I will stop ranting now...and go back to my original
theme of wishing Charlie a speedy and complete recovery, so we can
continue to enjoy his valuable contributions to the group...
Regards
Dave Mundt


Dave in Fairfax May 3rd 05 02:17 AM

Dave Mundt wrote:
snip of rant
Ok...I will stop ranting now...and go back to my original
theme of wishing Charlie a speedy and complete recovery, so we can
continue to enjoy his valuable contributions to the group...


You've forgotten a huge one in this area. Free medical care for
any and all. As long as they aren't from the US or working for a
living. We have piles of people flown in from all over the world
with their med hx and the cab fare to the hospital. Or the ones
who come to visit every time the want free drugs and hot & cold
running nurses.
/rant off

Dave in Fairfax
--
Dave Leader
reply-to doesn't work
use:
daveldr at att dot net
American Association of Woodturners
http://www.woodturner.org
Capital Area Woodturners
http://www.capwoodturners.org/
PATINA
http://www.Patinatools.org/

George E. Cawthon May 3rd 05 03:02 AM

Charlie Self wrote:
Patriarch wrote:

"Bob Schmall" wrote in
:


...is now home after spending 10 days and $40,000 of his insurance
company's money while in hospital. His description of the ordeal is
not pretty.

Please welcome him home.


If it was only $40k, he must not have been very sick!

Get well, Charlie! Enjoy being home. Don't be in too big of a hurry


to

get back to the rat race.

Patriarch



VA prices to Medicare. The joys of aging. You do NOT want to know the
cost of a single cardiac intensive care day. Great care, but if you're
paying for it, you're probably better off dead. There is something
seriously out of whack with the system.


I think that current health care keeps you alive,
it justs makes you wish you were dead!

Mike Marlow May 3rd 05 10:57 AM


"Dave Mundt" wrote in message
...

Alas, it is a complicated problem. One factor is that
health care became a profit center some years ago...and in ANY
business, when that happens, the focus shifts from providing
the service or goods to minimizing costs and maximizing the
amount of money pumped to the investors.


Health care - no matter what form it took, has always been a "profit
center". Even the family doctor of old who holds such an emotional place in
our imaginations, was in it for the profit. Profit all by iteslf is not
contrary to good health care.

One factor is the legal system. While I am not entirely sure
that malpractice awards ARE the huge burden that some would have us
believe, there are those costs.


I would be inclined to agree that malpractice is not the problem the health
care industry would have us believe. Certainly, there is some problem
within that industry which the industry should be held accountable to and
for which significant awards have been made, but like you, I question what
percentage of the take this really represents.

Another factor is the fact that the average American seems to
believe that (a) All medical procedures have to return them to
perfection and (b) it's someone else's fault. This creates the
demands for lawyers and the suits filed in the courts.


Not so sure I agree with this point at all.

This leads to the huge costs of malpractice insurance
for the medical profession. WHen the insurance companies became
"for profit" organizations, they, too, ceased to perform their
true function - of spreading the risk around through a huge
population, thereby ensuring that no one would be wiped
out by a catastrophic illness or accident - and became
money pumps for investors.


Insurance companies have *always* been a for profit venture. They did this
by spreading risk, but it has always been for the purpose of profit and not
for any other reason.

So...they crank up the costs of
insurance to the point that they can be assured that they not
only do not suffer any pains on the rare times that they
end up having to pay something out, but, they actively work
to avoid paying out claims by finding ways to void that coverage
or to minimize the amount they DO have to pay out. Look at the
profit figures published by the companies. "Profit" for an insurance
company means cash that they have NOT paid out to help folks get
over accidents, get medicines, etc, but, HAVE paid to investors,
whose only problem is that they are only making $0.10/share, instead
of $0.50/share.


Alas - the fundamental principle of profit. Not so different from what
everyone with a 401K expects from the companies that their money is invested
in.

--

-Mike-




jmac May 3rd 05 03:10 PM

On 2 May 2005 08:31:23 -0700, "Charlie Self"
wrote:

There is something seriously out of whack with the system.


Yup. Politicians.

jmac


lgb May 3rd 05 05:15 PM

In article ,
says...

Health care - no matter what form it took, has always been a "profit
center". Even the family doctor of old who holds such an emotional place in
our imaginations, was in it for the profit. Profit all by iteslf is not
contrary to good health care.

Being old enough to remember family doctors making house calls, and
hanging quarantine signs, I disput the profit motive. I'm sure there
were some thus motivated, but I personally knew one who practiced where
payment was in corn, chickens, and the occasional crumpled dollar. And
several who opted for low incomes by practicing in rural and small city
areas and setting their prices to what people could afford.


Insurance companies have *always* been a for profit venture. They did this
by spreading risk, but it has always been for the purpose of profit and not
for any other reason.


Also not true. The first insurance companies were cooperative ventures
of "spreading the risk" among merchants. They were protecting their
profits, but the "company" per se made no profits.


Alas - the fundamental principle of profit. Not so different from what
everyone with a 401K expects from the companies that their money is invested
in.

I've always felt that profiting from the misfortunes of others had to be
at least slightly immoral. A doctor making a decent living is one
thing, a giant corporation milking the ailing is another.

And BTW, get well Charlie!

--
Homo sapiens is a goal, not a description

George May 3rd 05 10:31 PM


"lgb" wrote in message
...
In article ,
says...

Health care - no matter what form it took, has always been a "profit
center". Even the family doctor of old who holds such an emotional

place in
our imaginations, was in it for the profit. Profit all by iteslf is not
contrary to good health care.

Being old enough to remember family doctors making house calls, and
hanging quarantine signs, I disput the profit motive. I'm sure there
were some thus motivated, but I personally knew one who practiced where
payment was in corn, chickens, and the occasional crumpled dollar. And
several who opted for low incomes by practicing in rural and small city
areas and setting their prices to what people could afford.


Insurance companies have *always* been a for profit venture. They did

this
by spreading risk, but it has always been for the purpose of profit and

not
for any other reason.


Also not true. The first insurance companies were cooperative ventures
of "spreading the risk" among merchants. They were protecting their
profits, but the "company" per se made no profits.


Indeed, the "Blues," which began as the insurer of last resort are a
not-for-profit outfit here in MI. They tried to change it, but got whacked
soundly.

OTOH, hospitals which are not-for-profit have a way of expanding endlessly
into new markets and growing in equipment in order to spend the money that
would otherwise show as "profit," and cause them to get whacked.




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