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what switched you off a thread?
For me it is the "Senile;e" alert, what a waste of space!
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what switched you off a thread?
On 25/11/2019 12:37, Broadback wrote:
Normally I enter / leave when it drifts into or out of an area where I am interested, or feel I have something of use to contribute. By the time it has degenerated[1] to political name calling, I go. [1] and quite a few seem to start there. For me it is the "Senile;e" alert, what a waste of space! I just filter out all of those... -- Cheers, John. /================================================== ===============\ | Internode Ltd - http://www.internode.co.uk | |-----------------------------------------------------------------| | John Rumm - john(at)internode(dot)co(dot)uk | \================================================= ================/ |
what switched you off a thread?
I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst!
Richard |
what switched you off a thread?
On 25/11/2019 12:37, Broadback wrote:
For me it is the "Senile;e" alert, what a waste of space! It was funny for a while. It's now as funny as 1970's TV stand up comedians. -- Adam |
what switched you off a thread?
In message , Broadback
writes For me it is the "Senile;e" alert, what a waste of space! Lack of snipping. Once I have to page through reams of crap to find the most recent words of wisdom, I don't. -- Graeme |
what switched you off a thread?
Its one line replies often at the very bottom of the thread, and which have
no humour content at all. grin Brian -- ----- -- This newsgroup posting comes to you directly from... The Sofa of Brian Gaff... Blind user, so no pictures please Note this Signature is meaningless.! "Broadback" wrote in message ... For me it is the "Senile;e" alert, what a waste of space! |
what switched you off a thread?
On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote:
I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. |
what switched you off a thread?
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what switched you off a thread?
On 25/11/2019 18:27, Graeme wrote:
In message , Broadback writes For me it is the "Senile;e" alert, what a waste of space! Lack of snipping.Â* Once I have to page through reams of crap to find the most recent words of wisdom, I don't. +1 Plus The thread degrading into a pointless endless noncommunication between two posters. Posts that only contain a URL -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
what switched you off a thread?
In article ,
Tricky Dicky writes I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! Richard When posts get pages long because no-one bothers to snip. -- bert |
what switched you off a thread?
On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote:
On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. The homes being build are already decorated and furnished and then you only own a 50% share some are now 25% , and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. Few can afford to buy a house without help from parents, which is why banks and building societies are coming out with special options where parents are ropped in as guarentees for loans. Also the sort of things that you probbaly did in the past can be bought now much cheapr than you can build, and there's few jobs needed for those skills. The workplace has changed and the skills needed have also changed. |
what switched you off a thread?
whisky-dave wrote
On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. The homes being build are already decorated and furnished That begs the question of why there isnt a market for new builds that arent complete with the new owner doing the painting or wall papering etc to save some money. Same with the kitchen etc. and then you only own a 50% share some are now 25% But its less clear what percentage of sales are like that. Sure, due to the high price, its certainly more likely that the snowflake generation is more often buying those. and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. But you are free to replace the clapped out kitchen and bathroom etc. Few can afford to buy a house without help from parents, which is why banks and building societies are coming out with special options where parents are ropped in as guarentees for loans. Yes but no reason why those propertys can't be DIYed. Also the sort of things that you probbaly did in the past can be bought now much cheapr than you can build, Thats bull**** with say kitchens. and there's few jobs needed for those skills. Thats bull**** too. The workplace has changed and the skills needed have also changed. But the building industry hasnt really changed all that much. Yes, it makes less sense now to repair appliances, and cars are much more reliable than they have ever been, but there is still plenty of DIY to do in the garden etc. Its more likely that its the much higher living standards that have seen far fewer need to DIY when they can just buy a very decent very usable car for what almost everyone can afford to do today and they can afford to pay someone to change the oil and filters etc. |
what switched you off a thread?
On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote:
whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. But you're an expert on bull**** so why not prove it. The homes being build are already decorated and furnished That begs the question of why there isnt a market for new builds that arent complete with the new owner doing the painting or wall papering etc to save some money. Same with the kitchen etc. Because most are sold for renting and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. and then you only own a 50% share some are now 25% But its less clear what percentage of sales are like that. It not less clear to those that live in the areas and walk past the estate agents and you see just how many there are. Sure, due to the high price, its certainly more likely that the snowflake generation is more often buying those. and how are they affording them. Here's some near me. Now why would you go around ripping all the stuff out and starting again. https://www.peabodysales.co.uk/devel...EaApC2EALw_wcB https://www.peabodysales.co.uk/devel...red-ownership/ and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. But you are free to replace the clapped out kitchen and bathroom etc. But they aren't clapped out, they are new. Those clapped out places are for renting as multi-ocupancy . Few can afford to buy a house without help from parents, which is why banks and building societies are coming out with special options where parents are ropped in as guarentees for loans. Yes but no reason why those propertys can't be DIYed. Other than money to buy them in the first place. How about yuo proving your point, find somewhere , give a few examples. Trouble is if you can afford 50% plus wages going on the mortgage you don;t always have the time to do DIY. Also the sort of things that you probbaly did in the past can be bought now much cheapr than you can build, Thats bull**** with say kitchens. Prove it. and there's few jobs needed for those skills. Thats bull**** too. Talking **** again, your favourite subject. The workplace has changed and the skills needed have also changed. But the building industry hasnt really changed all that much. Mostly pre-fabs, and it has changed quite a bit. New builds are in demand threfore the prices are high, so you get them as part ownership. I've given you a link try to understand it. Yes, it makes less sense now to repair appliances, and cars are much more reliable than they have ever been, but there is still plenty of DIY to do in the garden etc. if you have one and are interested in one, most of the modern flats yuo share a garden of which some are on rooves and you don;t get to do anyhting you pay at least £50 a month for maintaince of such things. Its more likely that its the much higher living standards that have seen far fewer need to DIY when they can just buy a very decent very usable car for what almost everyone can afford to do today and they can afford to pay someone to change the oil and filters etc. yes adn easy to get car cleaners, but then again lots of these flats don't come with any space for parking a car. |
UNBELIEVABLE: It's 02:21 am in Australia and the Senile Ozzietard is out of Bed and TROLLING, already!!!! LOL
On Thu, 28 Nov 2019 02:21:10 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the sleepless trolling senile asshole's latest troll**** 02:21 in Australia!!!! LMAO -- dennis@home to retarded senile Rot: "sod off rod you don't have a clue about anything." Message-ID: |
what switched you off a thread?
whisky-dave wrote
On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. The homes being build are already decorated and furnished That begs the question of why there isnt a market for new builds that arent complete with the new owner doing the painting or wall papering etc to save some money. Same with the kitchen etc. Because most are sold for renting Oh bull****. and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. Because its a lot cheaper, stupid. and then you only own a 50% share some are now 25% But its less clear what percentage of sales are like that. It not less clear to those that live in the areas and walk past the estate agents and you see just how many there are. Sure, due to the high price, its certainly more likely that the snowflake generation is more often buying those. and how are they affording them. Here's some near me. Now why would you go around ripping all the stuff out and starting again. Because its cheaper with the established propertys stupid. https://www.peabodysales.co.uk/devel...EaApC2EALw_wcB https://www.peabodysales.co.uk/devel...red-ownership/ No one said that they dont exist. What matters DIY wise is what percentage of sales are like that. and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. But you are free to replace the clapped out kitchen and bathroom etc. But they aren't clapped out, they are new. The sales arent of just new ones, ****wit. Those clapped out places are for renting as multi-ocupancy . Even sillier than you usually manage and thats saying something. Few can afford to buy a house without help from parents, which is why banks and building societies are coming out with special options where parents are ropped in as guarentees for loans. Yes but no reason why those propertys can't be DIYed. Other than money to buy them in the first place. Someone clearly owns them ****wit. How about yuo proving your point, find somewhere , give a few examples. Watch that reality TV series property ladder, stupid. Trouble is if you can afford 50% plus wages going on the mortgage you don;t always have the time to do DIY. Even sillier than you usually manage and thats saying something. Also the sort of things that you probbaly did in the past can be bought now much cheapr than you can build, Thats bull**** with say kitchens. Prove it. Watch that reality TV series property ladder, stupid. and there's few jobs needed for those skills. Thats bull**** too. The workplace has changed and the skills needed have also changed. But the building industry hasnt really changed all that much. Mostly pre-fabs, BULL****. and it has changed quite a bit. More bull****. New builds are in demand threfore the prices are high, so you get them as part ownership. There arent just new builds, ****wit. Yes, it makes less sense now to repair appliances, and cars are much more reliable than they have ever been, but there is still plenty of DIY to do in the garden etc. if you have one and are interested in one, most of the modern flats yuo share a garden of which some are on rooves and you don;t get to do anyhting you pay at least £50 a month for maintaince of such things. Not everyone lives in modern flats, stupid. Its more likely that its the much higher living standards that have seen far fewer need to DIY when they can just buy a very decent very usable car for what almost everyone can afford to do today and they can afford to pay someone to change the oil and filters etc. yes adn easy to get car cleaners, but then again lots of these flats don't come with any space for parking a car. Not everyone lives in a flat, stupid. |
UNBELIEVABLE: It's 03:52 am in Australia and the Senile Ozzietard has been out of Bed and TROLLING for almost TWO HOURS already!!!! LOL
On Thu, 28 Nov 2019 03:52:22 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** -- Website (from 2007) dedicated to the 85-year-old trolling senile cretin from Oz: https://www.pcreview.co.uk/threads/r...d-faq.2973853/ |
what switched you off a thread?
On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote:
Thats bull****. Still bull**** Oh bull****. stupid. stupid. ****wit. Even sillier than you usually manage ****wit. stupid. Even sillier than you usually manage Thats bull**** stupid. Thats bull**** too. BULL****. More bull****. ****wit. stupid. stupid. |
what switched you off a thread?
Some gutless ****wit desperately cowering behind
spewed just the **** you'd expect from the back of a desperately cowering gutless ****wit. |
Lonely Auto-contradicting Psychotic Senile Ozzie Troll Alert!
On Thu, 28 Nov 2019 16:22:38 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: Some gutless ****wit desperately cowering behind spewed just the **** you'd expect from the back of a desperately cowering gutless ****wit. PERFECT description of yourself, senile psychopathic swine! -- Website (from 2007) dedicated to the 85-year-old trolling senile cretin from Oz: https://www.pcreview.co.uk/threads/r...d-faq.2973853/ |
what switched you off a thread?
On 27/11/2019 11:29, whisky-dave wrote:
Few can afford to buy a house without help from parents, which is why banks and building societies are coming out with special options where parents are ropped in as guarentees for loans. We looked into acting as a guarantor. BS wanted child to be able to pay the mortgage. Separately they wanted me to be able to pay it out of my pension. The idea that all I'd have to do would be top it up if he was struggling isn't on the menu. They also wanted us both to go through some forms detailing exactly what we spend on what. I don't know about him, but I have no idea what we spend on toilet rolls. I do know what we spend each month, but not what on. It ended up my wife is a co-owner, and he pays us rent on the other half. We used retirement savings instead of a mortgage. Andy |
what switched you off a thread?
On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote:
whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable and can be DIY'd Because most are sold for renting Oh bull****. No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. Because its a lot cheaper, stupid. But it's a lot cheaper to buy a shared ownsership property that's fully furnished and ready to live in. and how are they affording them. Here's some near me. Now why would you go around ripping all the stuff out and starting again. Because its cheaper with the established propertys stupid. but it;s not because those properties are more expensive. So they make new builds cheaper by offering part ownership. https://www.peabodysales.co.uk/devel...EaApC2EALw_wcB https://www.peabodysales.co.uk/devel...red-ownership/ No one said that they dont exist. What matters DIY wise is what percentage of sales are like that. Most for 1st time buyers. That's why they are 1-3 bed and not really advertised as family homes. and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. But you are free to replace the clapped out kitchen and bathroom etc. But they aren't clapped out, they are new. The sales arent of just new ones, ****wit. but the clapped out ones are more expensive to buy as yuo have to buy 100% not 50% or 25%. |
what switched you off a thread?
On Thursday, 28 November 2019 05:22:50 UTC, Rod Speed wrote:
Some gutless ****wit desperately cowering behind spewed just the **** you'd expect from the back of a desperately cowering gutless ****wit. But where did the ****, bull****, ****wit, and Even sillier than you usually manage, actually originate from. Is it really proof that pond life can use a computer. |
what switched you off a thread?
"whisky-dave" wrote in message ... On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote: whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable Didnt say anything about affordable. and can be DIY'd Obviously those whose parents assist them with getting the property. Because most are sold for renting Oh bull****. No it is not if you are looking for an 'affordable' property. But those can still by DIYed by those landlords. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. Irrelevant to what existing propertys can still be DIYed. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. Still plenty that arent sold that way. and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. Because its a lot cheaper, stupid. But it's a lot cheaper to buy a shared ownsership property that's fully furnished and ready to live in. They arent all shared ownership. and how are they affording them. Here's some near me. Now why would you go around ripping all the stuff out and starting again. Because its cheaper with the established propertys stupid. but it;s not because those properties are more expensive. So they make new builds cheaper by offering part ownership. Plenty of new builds arent shared ownership. https://www.peabodysales.co.uk/devel...EaApC2EALw_wcB https://www.peabodysales.co.uk/devel...red-ownership/ No one said that they dont exist. What matters DIY wise is what percentage of sales are like that. Most for 1st time buyers. Easy to claim and pity about the non 1st time buyers. That's why they are 1-3 bed and not really advertised as family homes. it isnt just family homes that are DIYed and never was. and you arenlt allowed to make large changes when you live on the 10th floor of a block, you can't just knock a wall down. But you are free to replace the clapped out kitchen and bathroom etc. But they aren't clapped out, they are new. The sales arent of just new ones, ****wit. but the clapped out ones are more expensive to buy as yuo have to buy 100% not 50% or 25%. But will happen. And it isnt just clapped out and new propertys either. |
what switched you off a thread?
On Friday, 29 November 2019 15:23:00 UTC, Rod Speed wrote:
"whisky-dave" wrote in message ... On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote: whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable Didnt say anything about affordable. well who's going to buy things that aren't affordable ? It those that have some way of selling them on or making profit via rent or as an investment. and can be DIY'd Obviously those whose parents assist them with getting the property. The it's not DIY if yuor parents are paying for it. Look at the letters in DIY see if yuo can work out what they represent. Because most are sold for renting Oh bull****. No it is not if you are looking for an 'affordable' property. But those can still by DIYed by those landlords. Landlord almost always get someone in to do such jobs that's what makes them landlords. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. Irrelevant to what existing propertys can still be DIYed. existign properties are more expensive. Heres an existing one, I walk past . 1 bed £300k almost 3 times the price of a new property. https://www.zoopla.co.uk/new-homes/d...e58 e57135e6e Try doing a search for any property less than the price of the new builds. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. Still plenty that arent sold that way. No there aren't or perhaps you can find one. and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. Because its a lot cheaper, stupid. But it's a lot cheaper to buy a shared ownsership property that's fully furnished and ready to live in. They arent all shared ownership. The affordable ones are, or find one that isn't shared ownership. Plenty of new builds aren't shared ownership. but are £300k or more. |
UNBELIEVABLE: It's 02:15 am in Australia and the Senile Ozzietard is out of Bed and TROLLING, already!!!! LOL
On Sat, 30 Nov 2019 02:15:53 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH troll**** unread 02:15??? AGAIN??? LOL Come one, do tell us what diagnosis of your mental condition your psychiatrists established! BG -- Bill Wright addressing senile Ozzie cretin Rot Speed: "Well you make up a lot of stuff and it's total ******** most of it." MID: |
what switched you off a thread?
This thread is now a perfect example of when and why I give up. -- Graeme |
what switched you off a thread?
On 29/11/2019 11:39, whisky-dave wrote:
No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). 20k at 10% interest is about 2k a year, half the gross grad salary. 200k at 2% interest is about 4k a year, a third of the gross grad salary. Andy |
what switched you off a thread?
"whisky-dave" wrote in message ... On Friday, 29 November 2019 15:23:00 UTC, Rod Speed wrote: "whisky-dave" wrote in message ... On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote: whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable Didnt say anything about affordable. well who's going to buy things that aren't affordable ? Those who have enough of a clue to realise that it makes no sense to be pumping rent into a landlord's pocket if its possible to buy a place instead. The only time it can make sense to not do that is with small business that can produce a better on the money that would be invested in a house. But that is only the case with the best of the small businesses. It those that have some way of selling them on or making profit via rent or as an investment. And those that have enough of a clue to have noticed that it makes no sense to be filling the landlords pockets if its possible to buy instead. and can be DIY'd Obviously those whose parents assist them with getting the property. The it's not DIY if yuor parents are paying for it. Corse its DIY if you do the work yourself instead of paying someone to do the work instead. Look at the letters in DIY see if yuo can work out what they represent. Irrelevant to whether plenary of snowflakes that get their parents to help them buy a property are free to DIY that property. Because most are sold for renting Oh bull****. No it is not if you are looking for an 'affordable' property. But those can still be DIYed by those landlords. Landlord almost always get someone in to do such jobs Plenty dont. Two of my mates are landlords and they DIY the places they buy to rent out. that's what makes them landlords. Even sillier than you usually manage and thats saying something. https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. Irrelevant to what existing propertys can still be DIYed. existign properties are more expensive. So there is a good reason to save on costs by DIYing, stupid. Heres an existing one, I walk past . 1 bed £300k almost 3 times the price of a new property. https://www.zoopla.co.uk/new-homes/d...e58 e57135e6e Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. Try doing a search for any property less than the price of the new builds. Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. Still plenty that arent sold that way. No there aren't Corse there are. or perhaps you can find one. Looking at for sale ads doesnt tell you that. What you need to look at is the actual sale. and to those that have the money and don't care. when paying 40-70% of yuor wages in rent you don;t really wan tto spend money on decorating unless the place is really awful and if it is why buy it in the first place. Because its a lot cheaper, stupid. But it's a lot cheaper to buy a shared ownsership property that's fully furnished and ready to live in. They arent all shared ownership. The affordable ones are, What matters is what gets sold, not just the affordable ones. or find one that isn't shared ownership. Not possible with for sale ads. What matters is the sales that happen. Plenty of new builds aren't shared ownership. but are £300k or more. So it makes sense to DIY when its hard to find that sort of money. |
Lonely Auto-contradicting Psychotic Senile Ozzie Troll Alert!
On Sat, 30 Nov 2019 14:57:54 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: well who's going to buy things that aren't affordable ? Those who have enough of a clue to realise that it Those who have enough of a clue realize that you ARE nothing but a ****ing stupid TROLL, senile Rodent! -- Website (from 2007) dedicated to the 85-year-old trolling senile cretin from Oz: https://www.pcreview.co.uk/threads/r...d-faq.2973853/ |
what switched you off a thread?
On 29/11/2019 20:52, Vir Campestris wrote:
On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). Not arguing the fundamental point, but that seems very low for a realistic new graduate starting salary these days. Its less than minimum wage. Even a modern apprentice will get 12K alongside training etc. (In fact £8-10K was a not untypical starting rate when I was a new grad looking for my first job in 1988!) -- Cheers, John. /================================================== ===============\ | Internode Ltd - http://www.internode.co.uk | |-----------------------------------------------------------------| | John Rumm - john(at)internode(dot)co(dot)uk | \================================================= ================/ |
what switched you off a thread?
On 30/11/2019 16:42, John Rumm wrote:
On 29/11/2019 20:52, Vir Campestris wrote: On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). Not arguing the fundamental point, but that seems very low for a realistic new graduate starting salary these days. Its less than minimum wage. Even a modern apprentice will get 12K alongside training etc. (In fact £8-10K was a not untypical starting rate when I was a new grad looking for my first job in 1988!) You're right, that was a brain fart. It's 23k now for grads on average. And it also occurred to me the repayments aren't just interest. 20k at 10% over 25 years (it of course went up and down over that period) requires a payment of £2200. 55% of the 4k salary. 200k at 2% over 25 years requires 10,200. 45% of the corrected 23k salary. Houses are actually cheaper... Andy |
what switched you off a thread?
On Friday, 29 November 2019 20:52:46 UTC, Vir Campestris wrote:
On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). 20k at 10% interest is about 2k a year, half the gross grad salary. 200k at 2% interest is about 4k a year, a third of the gross grad salary. Andy But you're forgetting the grads fees or what they owe which is £30k-£60k at 6% interest. |
what switched you off a thread?
On Saturday, 30 November 2019 03:58:07 UTC, Rod Speed wrote:
"whisky-dave" wrote in message ... On Friday, 29 November 2019 15:23:00 UTC, Rod Speed wrote: "whisky-dave" wrote in message ... On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote: whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty.. I think you'll find the snowflake gen arenlt really allowed to.. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable Didnt say anything about affordable. well who's going to buy things that aren't affordable ? Those who have enough of a clue to realise that it makes no sense to be pumping rent into a landlord's pocket if its possible to buy a place instead. But it's not possible for the majority or they'd do it. The majority of school leavers or college grads buying their first property don't have £50k plus spare to put even a 10% depsoit down on a 1 bed flat. Heres an existing one, I walk past . 1 bed £300k almost 3 times the price of a new property. https://www.zoopla.co.uk/new-homes/d...e58 e57135e6e Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. It's not irrelivant. Try doing a search for any property less than the price of the new builds. Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. It's not irrelivant. Try finding a place in London then, go on prove it. Looking at for sale ads doesnt tell you that. What you need to look at is the actual sale. So prove it. |
what switched you off a thread?
On Sunday, 1 December 2019 21:57:51 UTC, Vir Campestris wrote:
On 30/11/2019 16:42, John Rumm wrote: On 29/11/2019 20:52, Vir Campestris wrote: On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). Not arguing the fundamental point, but that seems very low for a realistic new graduate starting salary these days. Its less than minimum wage. Even a modern apprentice will get 12K alongside training etc. (In fact £8-10K was a not untypical starting rate when I was a new grad looking for my first job in 1988!) You're right, that was a brain fart. It's 23k now for grads on average. And it also occurred to me the repayments aren't just interest. 20k at 10% over 25 years (it of course went up and down over that period) requires a payment of £2200. 55% of the 4k salary. 200k at 2% over 25 years requires 10,200. 45% of the corrected 23k salary.. what about the 20% or so deposit ? What about the maintaintance of communial gardens can be £50 to over £100 PCM. You can't get out of these. and of course they can;t con yuo with PPI now so they have other ways I've seen completion fees of ver £1500, sure it's just a one off payment. In most cases graduates will still have their studetn loan to pay off. A friend who is studing in huddersfield has debts of over £40k that's nore than the price of some of the houses there, and at 6% interest. Houses are actually cheaper... How do you work that one out ? Andy |
what switched you off a thread?
On Mon, 02 Dec 2019 05:04:40 -0800, whisky-dave wrote:
On Friday, 29 November 2019 20:52:46 UTC, Vir Campestris wrote: On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). 20k at 10% interest is about 2k a year, half the gross grad salary. 200k at 2% interest is about 4k a year, a third of the gross grad salary. Andy But you're forgetting the grads fees or what they owe which is £30k-£60k at 6% interest. Most graduates I know started on about £25k. That means they were repaying £30 a month. Interest only comes into it if you end up paying it all back within 30 years. -- My posts are my copyright and if @diy_forums or Home Owners' Hub wish to copy them they can pay me £1 a message. Use the BIG mirror service in the UK: http://www.mirrorservice.org *lightning surge protection* - a w_tom conductor |
what switched you off a thread?
On Monday, 2 December 2019 13:48:45 UTC, Bob Eager wrote:
On Mon, 02 Dec 2019 05:04:40 -0800, whisky-dave wrote: On Friday, 29 November 2019 20:52:46 UTC, Vir Campestris wrote: On 29/11/2019 11:39, whisky-dave wrote: No it is not if you are looking for an 'affordable' property. -------------- https://www.bbc.co.uk/news/business-38067626 In 2004, then Deputy Prime Minister John Prescott announced plans to build homes for just £60,000. Eight of the 10 planned developments were completed, but the houses were sold for far more than promised - an average of £231,000 in one development. ---------------- why do you thgink a significant number of properties are now offered at 50% ownership or less and soem as little as 25%, because peole just can;t afford £300,000+ for a one bed studio flat. I did the maths for other reasons last week. When I was a new grad the average salary was about 4k, and you could buy a house in Reading for 20k. Nowadays a grad gets about 12k (3 times more) and the house in Reading is more like 200k (10 times more). 20k at 10% interest is about 2k a year, half the gross grad salary. 200k at 2% interest is about 4k a year, a third of the gross grad salary. Andy But you're forgetting the grads fees or what they owe which is £30k-£60k at 6% interest. Most graduates I know started on about £25k. That means they were repaying £30 a month. that's £30 off your salery per month. The you need to save for a deposit typically £20K or more. So how long would it take a graduate of £25K per year to save up £20K ? Interest only comes into it if you end up paying it all back within 30 years. But the mortgage will take that into account and lend you less or at a higher rate. But again best get some real info here's an interesting one. I could only find a couple where you need to earn less than £25k a year. |
what switched you off a thread?
"whisky-dave" wrote in message ... On Saturday, 30 November 2019 03:58:07 UTC, Rod Speed wrote: "whisky-dave" wrote in message ... On Friday, 29 November 2019 15:23:00 UTC, Rod Speed wrote: "whisky-dave" wrote in message ... On Wednesday, 27 November 2019 17:00:06 UTC, Rod Speed wrote: whisky-dave wrote On Wednesday, 27 November 2019 15:24:25 UTC, Rod Speed wrote: whisky-dave wrote On Tuesday, 26 November 2019 09:13:02 UTC, harry wrote: On Monday, 25 November 2019 14:00:29 UTC, Tricky Dicky wrote: I am with you John, it is amazing how quick threads degenerate to political mudslinging or just general slanging off. I think the record is from a genuine DIY post to crap in about 5 posts. See if the trolls can pick up on this thread and do their worst! DIY is a disappearing skill these days. The snowflake generation doesn't want to get it's hands dirty. I think you'll find the snowflake gen arenlt really allowed to. Thats bull****. I was refering to the UK mostly London properties. Still bull**** there on the mostly. Then show me those that you claim are affordable Didnt say anything about affordable. well who's going to buy things that aren't affordable ? Those who have enough of a clue to realise that it makes no sense to be pumping rent into a landlord's pocket if its possible to buy a place instead. But it's not possible for the majority or they'd do it. Sure but it doesnt have to be the majority to still have plenty that can be DIYed. The majority of school leavers or college grads buying their first property don't have £50k plus spare to put even a 10% depsoit down on a 1 bed flat. See above. Heres an existing one, I walk past . 1 bed £300k almost 3 times the price of a new property. https://www.zoopla.co.uk/new-homes/d...e58 e57135e6e Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. Try doing a search for any property less than the price of the new builds. Irrelevant to whether it makes sense to DIY what needs to be done on it when it costs so much to buy. Try finding a place in London then, go on prove it. Not possible when you lot dont have lists of what actually sold and how that was financed. Just because the for sale ad says that part ownership is possible, doesnt mean that it actually sold that way, particularly with the ones that had help from their parents. Looking at for sale ads doesnt tell you that. What you need to look at is the actual sale. So prove it. See above. |
UNBELIEVABLE: It's 03:35 am in Australia and the Senile Ozzietard is out of Bed and TROLLING, already!!!! LOL
On Tue, 3 Dec 2019 03:35:49 +1100, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH senile asshole's latest troll**** So, for how long have you been up and trolling this night already, you subnormal senile idiot? -- Website (from 2007) dedicated to the 85-year-old trolling senile cretin from Oz: https://www.pcreview.co.uk/threads/r...d-faq.2973853/ |
what switched you off a thread?
On Monday, 2 December 2019 16:17:57 UTC, John Rumm wrote:
On 02/12/2019 13:13, whisky-dave wrote: On Saturday, 30 November 2019 03:58:07 UTC, Rod Speed wrote: "whisky-dave" wrote in message Given the topic of this thread I had to smile - looking at six consecutive posts of whisky-dave apparently replying to himself (because like most, I have wodney filtered out). If only you could filter out people rather than just their posts. :-D |
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