|
Cheque bounced - signature rejected
I wrote a cheque and my bank bounced the £4k cheque based on the
signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
Harry Bloomfield wrote:
I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Probably a new bank employee who has never seen a cheque before. ;-) Tim |
Cheque bounced - signature rejected
On 26/11/2015 18:41, Harry Bloomfield wrote:
I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. I have a couple of times with LLoyds. One time I stormed into my branch demanding an explanation and they showed me the cheque and the sig they had on record, I have to admit there wasn't much resemblance. Must have been having a senior moment when I signed it. |
Cheque bounced - signature rejected
On Thu, 26 Nov 2015 18:41:44 +0000, Harry Bloomfield wrote:
I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Wasn't Lloyds, was it? I gather they're having some liquidity issues at the moment (probably too much exposure to Deutschebank). Anyway, I only keep enough in my account with them to pay day to day bills just in case they're seriously in the sh1t, even though they deduct 20 notes a month for the privilege. |
Cheque bounced - signature rejected
Cursitor Doom laid this down on his screen :
Wasn't Lloyds, was it? No, TSB. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
No sounds a bit worrying as a person who cannot see, I often get trusted
people to write mine and then sign them. I doubt very much if my signature would be much like my original one now. Brian -- From the Sofa of Brian Gaff Reply address is active Remember, if you don't like where I post or what I say, you don't have to read my posts! :-) "Harry Bloomfield" wrote in message . uk... I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
On 26/11/2015 18:41, Harry Bloomfield wrote:
I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. That is how they do it though. Use other means of payment instead. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. It is above the checking before clearing threshold and your signature did not match the one they had on file closely enough. Once you have one cheque bounce they will scrutinise *every* cheque more closely. Use electronic payment and it isn't a problem. -- Regards, Martin Brown |
Cheque bounced - signature rejected
"Harry Bloomfield" wrote in message . uk... I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Not if you were away on holiday, and the person who stole your chequebook might also have had access to your phone. Or had also stolen your mobile, if appropriate. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. I print all mine out, although only for a small number of regular payees with their own templates. The signature is a picture file, and so identical every time michael adams .... |
Cheque bounced - signature rejected
"michael adams" wrote in message ... "Harry Bloomfield" wrote in message . uk... I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Not if you were away on holiday, and the person who stole your chequebook might also have had access to your phone. Or had also stolen your mobile, if appropriate. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. I print all mine out, although only for a small number of regular payees with their own templates. The signature is a picture file, and so identical every time I haven't bothered with a cheque in a hell of a long time now. The last time I did was with a dinosaur operation that can't take cards. I used to keep just one cheque in the wallet for just that sort of event and it was pretty dog eared by the time that I needed to use it, and he was pretty dubious about accepting it, but in the end he did and it worked fine. |
Cheque bounced - signature rejected
"pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. michael adams .... |
Cheque bounced - signature rejected
"michael adams" wrote in message ... "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Even sillier than you usually manage. If it was signed under duress, why would the person under duress sign it anything like they normally sign it ? And if there was something else with their signature already on it, it would make no sense to deliberately try to make it different enough for the bank to notice but not those holding a gun to the signer's head etc. And I just don’t believe that any real crim would ever get someone to sign a cheque under duress anyway, because they could just call the bank and tell them to stop the cheque when the crims had gone off with the cheque. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. Rather unlikely the crims would still be there when the cheque is getting process by the bank. You're completely off with the ****ing fairys, again. |
Cheque bounced - signature rejected
In message , michael adams
writes If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. This can create a Catch 22 situation, at least in this house. I was phoned a while ago from some chap claiming to be from Visa, regarding a query on my account. He immediately launched into the security bit to verify I was who I said I was. At that point, I said hold on, you're phoning me, I'm not phoning you. How do I know you are from Visa? I asked him to confirm the last transaction on my account. He refused, and insisted I answer his questions. I refused, and told him Visa had my postal address and e-mail address, and suggested he use those. I still don't know what the call was about, or whether it was genuine. -- Graeme |
Cheque bounced - signature rejected
Jonno wrote:
michael adams scribbled "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. No bank will ask security questions over the phone. As for keeping someone under duress while a cheque clears... They will if you are the one ringing them. |
Cheque bounced - signature rejected
On 27/11/15 07:27, News wrote:
In message , michael adams writes If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. This can create a Catch 22 situation, at least in this house. I was phoned a while ago from some chap claiming to be from Visa, regarding a query on my account. He immediately launched into the security bit to verify I was who I said I was. At that point, I said hold on, you're phoning me, I'm not phoning you. How do I know you are from Visa? I asked him to confirm the last transaction on my account. He refused, and insisted I answer his questions. I refused, and told him Visa had my postal address and e-mail address, and suggested he use those. I still don't know what the call was about, or whether it was genuine. He was indeed an amateur then. I've had calls from a couple of banks (RBS Credit card and Nationwide) and in both cases, I said: sorry - I don't know who you are. They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) |
Cheque bounced - signature rejected
On 27/11/2015 07:27, News wrote:
In message , michael adams writes If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. This can create a Catch 22 situation, at least in this house. I was phoned a while ago from some chap claiming to be from Visa, regarding a query on my account. He immediately launched into the security bit to verify I was who I said I was. At that point, I said hold on, you're phoning me, I'm not phoning you. How do I know you are from Visa? I It wasn't genuine unless either you were late making a payment in which case they will cold call like that and look for all the world like a vishing attack or your card has been compromised where they will ring back after a supervisor has agreed how to prove they are genuine. asked him to confirm the last transaction on my account. He refused, and insisted I answer his questions. I refused, and told him Visa had my postal address and e-mail address, and suggested he use those. I still don't know what the call was about, or whether it was genuine. I always insist that cold callers purporting to be my bank or credit card confirm the first line of my address and we deadlock. If it is important they can either put it in writing or ring me back when they have worked out how to prove to me they are really genuine. The script droids always sound really hurt when I tell them I don't trust them. Heaven help the average punter. -- Regards, Martin Brown |
Cheque bounced - signature rejected
On 27/11/2015 08:43, Tim Watts wrote:
On 27/11/15 07:27, News wrote: [snip] They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) If ringing the bank back, when you pick the phone up, make sure you hear a dial tone first. There is a scam doing the rounds where the scammer calls, tells you to call the bank back, you hang up, he doesn't, the line is still open, you think you've dialled the bank, but you''re still talking to the same scammer.... |
Cheque bounced - signature rejected
Martin Brown wrote:
I always insist that cold callers purporting to be my bank or credit card confirm the first line of my address and we deadlock Most of my cold callers already know it, though I refuse to acknowledge that any of the details they quote are accurate. Chris -- Chris J Dixon Nottingham UK Plant amazing Acers. |
Cheque bounced - signature rejected
On 27/11/15 09:03, Allan wrote:
On 27/11/2015 08:43, Tim Watts wrote: On 27/11/15 07:27, News wrote: [snip] They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) If ringing the bank back, when you pick the phone up, make sure you hear a dial tone first. There is a scam doing the rounds where the scammer calls, tells you to call the bank back, you hang up, he doesn't, the line is still open, you think you've dialled the bank, but you''re still talking to the same scammer.... Very good warning - I'd forgotten about that. Little more difficult to pull on mobiles, so perhaps the motto is: call back on your mobile? Or ring the speaking clock (does that still exist?) first to prove the line is clear. |
Cheque bounced - signature rejected
On 27/11/2015 08:43, Tim Watts wrote:
On 27/11/15 07:27, News wrote: In message , michael adams writes If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. This can create a Catch 22 situation, at least in this house. I was phoned a while ago from some chap claiming to be from Visa, regarding a query on my account. He immediately launched into the security bit to verify I was who I said I was. At that point, I said hold on, you're phoning me, I'm not phoning you. How do I know you are from Visa? I asked him to confirm the last transaction on my account. He refused, and insisted I answer his questions. I refused, and told him Visa had my postal address and e-mail address, and suggested he use those. I still don't know what the call was about, or whether it was genuine. He was indeed an amateur then. Most of the sales droids are. Their script doesn't cater at all for people who have been trained to resist social engineering attacks. I've had calls from a couple of banks (RBS Credit card and Nationwide) and in both cases, I said: sorry - I don't know who you are. They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) That is also *exactly* what the vishers say too! They then keep the line open and play dial tone to you. You must dial some other number to confirm that your phone line isn't compromised! Or use another phone entirely. -- Regards, Martin Brown |
Cheque bounced - signature rejected
"Jonno" wrote in message ... michael adams scribbled "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. No bank will ask security questions over the phone. Mine did. When they called me trying to flog me some **** in an attempt to check that it was me they were talking to. Management couldn't even see the problem with that approach when I rubbed their nose in the stupidity of what they were doing either As for keeping someone under duress while a cheque clears... Yeah, completely off with the fairys on that one. |
Cheque bounced - signature rejected
On 27/11/2015 07:57, Jonno wrote:
michael adams scribbled "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. No bank will ask security questions over the phone. As for keeping someone under duress while a cheque clears... Yeah right. Have you ever tried to do a large transaction in person paid with Barclaycard where the merchant has to ask you the droids computer chosen security questions - we have had some totally unanswerable ones and the large purchase was the final pre-install payment of a fitted kitchen at the card holders address. They included: Q: Name a street connected to your street? A: They didn't like A19 as an answer (no street names here) Q: Name the hotel where you stayed in Chester last year? A: We didn't stay in Chester last year. Digging out the statements we found the correct answer to the second question was after the works Xmas do at "Lumley Castle, County Durham" in Chester *LE STREET* my emphasis - a hell of a long way from Chester! -- Regards, Martin Brown |
Cheque bounced - signature rejected
On Friday, 27 November 2015 09:32:40 UTC, Rod Speed wrote:
"Jonno" wrote in message ... No bank will ask security questions over the phone. Mine did. When they called me trying to flog me some **** in an attempt to check that it was me they were talking to. Management couldn't even see the problem with that approach when I've had the same experience. Shocking absence of even basic security NT |
Cheque bounced - signature rejected
"Rod Speed" wrote in message ... "michael adams" wrote in message ... "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Even sillier than you usually manage. If it was signed under duress, why would the person under duress sign it anything like they normally sign it ? They didn't. Which happens to be the whole point of the thread, in case you hadn't noticed. Next !!! michael adams .... |
Cheque bounced - signature rejected
"Jonno" wrote in message ... michael adams scribbled "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. No bank will ask security questions over the phone. As for keeping someone under duress while a cheque clears... If they had sufficient bank accounts to make it worthwhile, why not ? After all, if they lived in Midsomer or maybe Oxford, they'd simply whack them over the head afterwards, and maybe bury them in the garden. In fact if they were really clever, like all the tv murderers are, they'd get them to sign a series of post dated cheques going into the future; so as to disguise the actual date of the murder. michael adams .... |
Cheque bounced - signature rejected
"michael adams" wrote in message ... "Rod Speed" wrote in message ... "michael adams" wrote in message ... "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Even sillier than you usually manage. If it was signed under duress, why would the person under duress sign it anything like they normally sign it ? They didn't. Which happens to be the whole point of the thread, in case you hadn't noticed. Next !!! You never could bull**** your way out of a wet paper bag. |
Cheque bounced - signature rejected
"michael adams" wrote in message ... "Jonno" wrote in message ... michael adams scribbled "pamela" wrote in message ... On 18:41 26 Nov 2015, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Most cheques are not scrutinised at all for the correct signature but a high value cheque like yours probably warranted a closer look. If it was me, I would contact my bank and berate them for not realising that a signature changes with time and for not contacting me before declining to honour the cheque. If it was a very poor match, then the bank might possibly interpret that as it being poor on purpose; as a result of it having been signed under duress. Phoning the customer under such circumstances might put them under even more duress to give correct answers to security questions over the phone. No bank will ask security questions over the phone. As for keeping someone under duress while a cheque clears... If they had sufficient bank accounts to make it worthwhile, why not ? Because it dramatically increases the risk of getting caught doing that, stupid. After all, if they lived in Midsomer or maybe Oxford, they'd simply whack them over the head afterwards, and maybe bury them in the garden. Corse no one would ever notice that happening, eh ? In fact if they were really clever, like all the tv murderers are, they'd get them to sign a series of post dated cheques going into the future; so as to disguise the actual date of the murder. Like I said, completely off with the ****ing fairys, as always. |
Cheque bounced - signature rejected
On Thursday, November 26, 2015 at 6:41:47 PM UTC, Harry Bloomfield wrote:
I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk Did they charge you for the privilege ? |
Cheque bounced - signature rejected
Brian-Gaff explained :
No sounds a bit worrying as a person who cannot see, I often get trusted people to write mine and then sign them. I doubt very much if my signature would be much like my original one now. Brian In the phone call I made to my bank, they said the signature on the cheque did not match the one they had on file for me, hence the rejection. This morning I received a letter from my bank which said it had been rejected because they did not actually have a copy of my signature on file at all. Curious and curiouser. Maybe they didn't have a file copy to compare it against, but I have sent them numerous documents recently which bore my signature. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
Allan pretended :
On 27/11/2015 08:43, Tim Watts wrote: On 27/11/15 07:27, News wrote: [snip] They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) If ringing the bank back, when you pick the phone up, make sure you hear a dial tone first. There is a scam doing the rounds where the scammer calls, tells you to call the bank back, you hang up, he doesn't, the line is still open, you think you've dialled the bank, but you''re still talking to the same scammer.... No point in relying on the dial tone, the scammers now can simulate that too. Use another phone to ring the bank back, or wait a while and phone a friend to ensure they have cleared off the line, then your bank. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
It happens that fred formulated :
On Thursday, November 26, 2015 at 6:41:47 PM UTC, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk Did they charge you for the privilege ? No indication of any such charge yet from my account. If they try, I will be straight on the phone threatening to take my accounts elsewhere. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk |
Cheque bounced - signature rejected
On 27/11/2015 10:54, Harry Bloomfield wrote:
It happens that fred formulated : On Thursday, November 26, 2015 at 6:41:47 PM UTC, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Did they charge you for the privilege ? No indication of any such charge yet from my account. If they try, I will be straight on the phone threatening to take my accounts elsewhere. They will charge whoever presented the cheque in payment a fee ISTR £12. (or something like that maybe bank dependent) -- Regards, Martin Brown |
Cheque bounced - signature rejected
On 27/11/2015 09:00, Martin Brown wrote:
I always insist that cold callers purporting to be my bank or credit card confirm the first line of my address and we deadlock. My bank has recently taken to informing me of the month of my birth and then asking me for day and year. Not wholly secure, but better than nothing. -- F |
Cheque bounced - signature rejected
"F" news@nowhere wrote in message ... On 27/11/2015 09:00, Martin Brown wrote: I always insist that cold callers purporting to be my bank or credit card confirm the first line of my address and we deadlock. My bank has recently taken to informing me of the month of my birth and then asking me for day and year. Not wholly secure, but better than nothing. -- F So the bank chose a method whereby a random guess by a fraudster has a one in twelve chance of being correct. As against a one in 365 chance of guessing the right day; and say a one in 70 chance of guessing the right year. Then on the one in twelve ocassions on which the fraudster guesses the right month, the customer kindly provides him with the one in 365 day, and the one in 70 year of his birth. Presumably the numpty who dreamt that one up got a bonus for their pains. michael adams .... |
Cheque bounced - signature rejected
On Thursday, 26 November 2015 20:55:18 UTC, Martin Brown wrote:
On 26/11/2015 18:41, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. That is how they do it though. Use other means of payment instead. I tried on-line banking last night but I can't pay a person more than £5k, so saturday morning i have to take my passport to the bank (santander). |
Cheque bounced - signature rejected
On 27/11/2015 13:58, whisky-dave wrote:
On Thursday, 26 November 2015 20:55:18 UTC, Martin Brown wrote: On 26/11/2015 18:41, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. That is how they do it though. Use other means of payment instead. I tried on-line banking last night but I can't pay a person more than £5k, so saturday morning i have to take my passport to the bank (santander). All banks have an online transfer limit of some sort either daily and/or single transaction. They also warn you now about classic vishing scams if you appear to be moving a large sum to a new account. Nationwide will let you do up to £10k per transaction and as many transactions as you like provided the balance is up to taking the hit. -- Regards, Martin Brown |
Cheque bounced - signature rejected
On Fri, 27 Nov 2015 09:03:54 +0000, Allan wrote:
On 27/11/2015 08:43, Tim Watts wrote: On 27/11/15 07:27, News wrote: [snip] They said: phone the number on the back of your card, and (depending on bank) give this reference, or just say you were called - the record of why we want to talk to you is on the computer. Which is the correct approach :) If ringing the bank back, when you pick the phone up, make sure you hear a dial tone first. There is a scam doing the rounds where the scammer calls, tells you to call the bank back, you hang up, he doesn't, the line is still open, you think you've dialled the bank, but you''re still talking to the same scammer.... Dial tone is no guarantee. Use a different phone, or call Aunty Mabel (and speak to her) first. I can just use a different phone - they are all VoIP. |
Cheque bounced - signature rejected
"F" news@nowhere wrote in message ... On 27/11/2015 09:00, Martin Brown wrote: I always insist that cold callers purporting to be my bank or credit card confirm the first line of my address and we deadlock. My bank has recently taken to informing me of the month of my birth and then asking me for day and year. Not wholly secure, but better than nothing. Lousy now that so many have that on their facebook page. |
Cheque bounced - signature rejected
On 26/11/2015 21:57, Jonno wrote:
pamela scribbled On 20:57 26 Nov 2015, Jonno wrote: Harry Bloomfield scribbled I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. Lloyds bank by any chance? I had the same 2 weeks ago. It's an attempt to stop us using cheques. Yes Jonno. I'm sure it is. Exactly that. Paranoia much? You've certainly got issues. Have you seen the quack yet? I read you've been seeing things. Any excuse not to use flour is it? As for cheques, the banks don't want us to use them. They tried to phase them out a couple of years ago. You were probably having a hot flush when that was in the headlines. http://researchbriefings.parliament....ummary/SN05318 Now **** off and learn how a duster and vacuum cleaner work. Pamela really gets to you huh Jonno. God I hope that guy by the bush outside my window isn't from my bank checking to see if I'm writing a cheque. |
Cheque bounced - signature rejected
On Thu, 26 Nov 2015 20:57:38 +0000, Jonno wrote:
Lloyds bank by any chance? I had the same 2 weeks ago. It's an attempt to stop us using cheques. They don't want us using cash, either! What bloody use are they these days? |
Cheque bounced - signature rejected
On Fri, 27 Nov 2015 10:54:34 +0000, Harry Bloomfield wrote:
It happens that fred formulated : On Thursday, November 26, 2015 at 6:41:47 PM UTC, Harry Bloomfield wrote: I wrote a cheque and my bank bounced the £4k cheque based on the signature not matching the one they had on record for me. Seems an odd thing to do, when they could have just rung me to check whether the cheque had been written by me. Comments please, I have never had one of my cheque bounced before, certainly not for this reason. -- Regards, Harry (M1BYT) (L) http://www.ukradioamateur.co.uk Did they charge you for the privilege ? No indication of any such charge yet from my account. If they try, I will be straight on the phone threatening to take my accounts elsewhere. That'll give 'em a good laugh. There are so few independent clearing banks around nowadays that if they lose your account, some other poor sod ****ed off with their own useless bank will open up a new account with them. You can't win. |
All times are GMT +1. The time now is 07:06 AM. |
|
Powered by vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Copyright ©2004 - 2014 DIYbanter