OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank
b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house
c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to tax
the buyer and the seller, and have a vested interest in keeping the
housing market bouyant.

It would have the added advantage that having sold to the government
you could sue them (as a tenant) to make all the repairs demanded by
their stupid new rules and regulations, and the buyers could be REALLY
picky about completion certificates for work done in 1846 G

AWEM

On 2007-08-23 17:08:06 +0100, "Andrew Mawson"
said:

OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank
b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house
c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to tax
the buyer and the seller, and have a vested interest in keeping the
housing market bouyant.

It would have the added advantage that having sold to the government
you could sue them (as a tenant) to make all the repairs demanded by
their stupid new rules and regulations, and the buyers could be REALLY
picky about completion certificates for work done in 1846 G

AWEM

I'd agree to it on condition that all cabinet ministers were personal
guarantors to the extent of their personal wealth followed by civil
servants above a certain rank.

In article ,
Andy Hall wrote:
I'd agree to it on condition that all cabinet ministers were personal
guarantors to the extent of their personal wealth followed by civil
servants above a certain rank.

Wouldn't that be wonderful?
I'd also make it law that MPs etc couldn't have better conditions of
service than the poorest in the land. Including tax concessions and
pensions. Pro rata, of course.

--
*OK, who stopped payment on my reality check?

Dave Plowman London SW
To e-mail, change noise into sound.

On 2007-08-23 18:47:01 +0100, "Dave Plowman (News)"
said:

In article ,
Andy Hall wrote:
I'd agree to it on condition that all cabinet ministers were personal
guarantors to the extent of their personal wealth followed by civil
servants above a certain rank.

Wouldn't that be wonderful?
I'd also make it law that MPs etc couldn't have better conditions of
service than the poorest in the land. Including tax concessions and
pensions. Pro rata, of course.

Comparative thing.

For most MPs their remuneration while in office is less than they could
make in the market.

There are two ways that they can overcome that, apart from operating
outside conflict of interest rules. Both involve their reaching
reasonably high office. Of course that is seldom based on ability -
more typically backing the right horse at the right time.

The result can then be a remuneration while in office that may
sometimes equal open market levels but the opportunities afterwards in
terms of after dinner speaking, directorates and all of those things.

"Andrew Mawson" wrote in message
...
OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank
b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house
c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to tax
the buyer and the seller, and have a vested interest in keeping the
housing market bouyant.

It would have the added advantage that having sold to the government
you could sue them (as a tenant) to make all the repairs demanded by
their stupid new rules and regulations, and the buyers could be REALLY
picky about completion certificates for work done in 1846 G

AWEM

I like it!

But most people want to own their houses (now known as 'homes' but I refuse
to say it, I don't want to live in a home) so wouldn't like your suggestion.
They'd think that they were losing out ... "give us back our (however many)
days ... "

Mary

Mary Fisher wrote:

But most people want to own their houses (now known as 'homes' but I refuse
to say it, I don't want to live in a home) so wouldn't like your suggestion.
They'd think that they were losing out ... "give us back our (however many)
days ... "

I think the suggestion was you only sell to the "bank" when looking to
buy a new one, not as a permanent state of affairs.

To be fair, systems like this already exist, but run on a private bases.
Companies buy houses for cash but at a slight discount.

--
Cheers,

John.

/================================================== ===============\
| Internode Ltd - http://www.internode.co.uk |
|-----------------------------------------------------------------|
| John Rumm - john(at)internode(dot)co(dot)uk |
\================================================= ================/

In message , Andrew Mawson
writes
OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank
b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house
c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to tax
the buyer and the seller, and have a vested interest in keeping the
housing market bouyant.

It would have the added advantage that having sold to the government
you could sue them (as a tenant) to make all the repairs demanded by
their stupid new rules and regulations, and the buyers could be REALLY
picky about completion certificates for work done in 1846 G

You know the fatal flaw, don't you ?

the word "government"


--
geoff

On Thu, 23 Aug 2007 17:08:06 +0100, "Andrew Mawson"
wrote:

OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank

Alright

b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house

Not bad as a possibility. *BUT* unless it was compulsory, those who
could sell their houses privately would do so, those that couldn't
would sell to the State Housing Bank.

If the S.H.B. has houses in it's portfolio it can't sell it will lose
money, eother in interest on the money it has taken to buy the houses
or in the loss it makes when, as it inevitably will, it has to sell
off houses at a loss.

Where will this money come from? (Rhetorical question BTW).

If it is compulsory to sell your house to the S.H.B. who decides the
price ?

If all sales go through the S.H.B. by law, would there not be bound to
be an issue with the efficiency/effectiveness of such an organisation?

c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to tax
the buyer and the seller, and have a vested interest in keeping the
housing market bouyant.

If selling to and buying from the S.H.B. is compulsory there will be
no market, let alone a buoyant one. The S.H.B. would end up like a
Kafkaesque Estate Agent Chain on barbiturates, and it would be so easy
to add more and more new taxes to moving/changing houses.


It would have the added advantage that having sold to the government
you could sue them (as a tenant) to make all the repairs demanded by
their stupid new rules and regulations, and the buyers could be REALLY
picky about completion certificates for work done in 1846 G

AWEM

DG

"Derek Geldard" wrote in message
...
On Thu, 23 Aug 2007 17:08:06 +0100, "Andrew Mawson"
wrote:

OK here's the solution to speeding up the housing market:

a/ Government forms a housing bank

Alright

b/ Sellers sell their house to the housing bank, and rent it back
until they have bought their new house

Not bad as a possibility. *BUT* unless it was compulsory, those who
could sell their houses privately would do so, those that couldn't
would sell to the State Housing Bank.

If the S.H.B. has houses in it's portfolio it can't sell it will
lose
money, eother in interest on the money it has taken to buy the
houses
or in the loss it makes when, as it inevitably will, it has to sell
off houses at a loss.

Where will this money come from? (Rhetorical question BTW).

If it is compulsory to sell your house to the S.H.B. who decides the
price ?

If all sales go through the S.H.B. by law, would there not be bound
to
be an issue with the efficiency/effectiveness of such an
organisation?

c/ Buyers buy from the housing bank

Thus chains are eliminated, the goverment has the opportunity to
tax
the buyer and the seller, and have a vested interest in keeping
the
housing market bouyant.

If selling to and buying from the S.H.B. is compulsory there will be
no market, let alone a buoyant one. The S.H.B. would end up like a
Kafkaesque Estate Agent Chain on barbiturates, and it would be so
easy
to add more and more new taxes to moving/changing houses.


It would have the added advantage that having sold to the
government
you could sue them (as a tenant) to make all the repairs demanded
by
their stupid new rules and regulations, and the buyers could be
REALLY
picky about completion certificates for work done in 1846 G

AWEM

DG


Loosen up Derek - it was a joke !!

AWEM

On Fri, 24 Aug 2007 21:02:14 +0100, "Andrew Mawson"
wrote:


If selling to and buying from the S.H.B. is compulsory there will be
no market, let alone a buoyant one. The S.H.B. would end up like a
Kafkaesque Estate Agent Chain on barbiturates, and it would be so
easy

snip

Loosen up Derek - it was a joke !!


Thank God !

Just had a Kafkaesque run around at IKEA.. Wanted to buy £1k's worth
of bedroom furniture. Speak to assistant in bedroom dept who listens
to my requirements and prints off a list of 20 different locations in
the warehouse for me to get my bits. One pack is missing. Speak to
customer collections in the warehouse, they say go to home deliveries,
but home deliveries is outside the checkouts, I can see it but can't
get there because SWMBO is carrying 6 dishcloths @ 19p each and there
is a queue of 15 waiting to pay. Dump the dishcloths and go through
checkouts empty handed, get to home deliveries queue for 10 minutes
and hand him list printed by bedroom dept. He says you have to pay for
them first and come back to him & he will find the mising packs, go
back through and join queue at checkouts. Checkout operator says she
can't process our payment because the bedroom dept printed it on the
wrong form, it has to be on a home delivery form or she can't enter it
at the till (no items to scan), and we have to go back to bedroom
dept. and queue again to get the correct form of printout.

Run out of time - give up.

1 week later try again. Get the pick list printed on the correct form
this time - comes in 2 parts, one part for us to pick and one part for
home deliveries to pick. The same box is still missing and the other
boxes are way too heavy to lift, queue at the checkouts to pay,
checkout operator says we must pick the items on our own pick list
ourselves but customer collections will help us with the heavy and
missing items - so back into the store to get hold of a customer
collections assistant

After 2 hours in store ( 3 hours 20 minutes in total) - Success.

Notice on my way out that people are queueing to get on the site,
queueing to get up the ramps in the car park, are queueing for parking
spaces and queueing to get out, in order to receive this level of
service.

Oh, and the furniture appears to be made of Weetabix. 8-((

DG

Derek Geldard wrote:
On Fri, 24 Aug 2007 21:02:14 +0100, "Andrew Mawson"
wrote:


If selling to and buying from the S.H.B. is compulsory there will be
no market, let alone a buoyant one. The S.H.B. would end up like a
Kafkaesque Estate Agent Chain on barbiturates, and it would be so
easy

snip
Loosen up Derek - it was a joke !!


Thank God !

Just had a Kafkaesque run around at IKEA.. Wanted to buy £1k's worth
of bedroom furniture. Speak to assistant in bedroom dept who listens
to my requirements and prints off a list of 20 different locations in
the warehouse for me to get my bits. One pack is missing. Speak to
customer collections in the warehouse, they say go to home deliveries,
but home deliveries is outside the checkouts, I can see it but can't
get there because SWMBO is carrying 6 dishcloths @ 19p each and there
is a queue of 15 waiting to pay. Dump the dishcloths and go through
checkouts empty handed, get to home deliveries queue for 10 minutes
and hand him list printed by bedroom dept. He says you have to pay for
them first and come back to him & he will find the mising packs, go
back through and join queue at checkouts. Checkout operator says she
can't process our payment because the bedroom dept printed it on the
wrong form, it has to be on a home delivery form or she can't enter it
at the till (no items to scan), and we have to go back to bedroom
dept. and queue again to get the correct form of printout.

Run out of time - give up.

1 week later try again. Get the pick list printed on the correct form
this time - comes in 2 parts, one part for us to pick and one part for
home deliveries to pick. The same box is still missing and the other
boxes are way too heavy to lift, queue at the checkouts to pay,
checkout operator says we must pick the items on our own pick list
ourselves but customer collections will help us with the heavy and
missing items - so back into the store to get hold of a customer
collections assistant

After 2 hours in store ( 3 hours 20 minutes in total) - Success.

Notice on my way out that people are queueing to get on the site,
queueing to get up the ramps in the car park, are queueing for parking
spaces and queueing to get out, in order to receive this level of
service.

Oh, and the furniture appears to be made of Weetabix. 8-((

DG

I love Ikea. It makes genuine oak furniture dead cheap in the auction
houses.

"Ikea look" reminds me of the promotional picturs of 60's style open
prisons..

On Sat, 25 Aug 2007 11:05:22 +0100, The Natural Philosopher
mused:

"Ikea look" reminds me of the promotional picturs of 60's style open
prisons..

'Promotional'? They actually targetted people for attendance and
enticed them with flyers and postcards?
--
Regards,
Stuart.

On Sat, 25 Aug 2007 11:05:22 +0100, The Natural Philosopher
wrote:



I love Ikea. It makes genuine oak furniture dead cheap in the auction
houses.

"Ikea look" reminds me of the promotional picturs of 60's style open
prisons..

Their stuff always reminded me of what I imagine a Swedish prison to
be like, - stark, quirky, spartan, only pretending to be functional,
but the younger elements of the family are taken in by it hook, line,
and sinker.

Oh, and I don't believe all those names are real words either in any
language known to man. I reckon they are generated "Ernie style" with
a list of random numbers choosing strings of random length from a
randomly ordered alphabet.

DG

Derek Geldard wrote:
On Fri, 24 Aug 2007 21:02:14 +0100, "Andrew Mawson"
wrote:


If selling to and buying from the S.H.B. is compulsory there will be
no market, let alone a buoyant one. The S.H.B. would end up like a
Kafkaesque Estate Agent Chain on barbiturates, and it would be so
easy

snip
Loosen up Derek - it was a joke !!


Thank God !

Just had a Kafkaesque run around at IKEA.. Wanted to buy £1k's worth
of bedroom furniture. Speak to assistant in bedroom dept who listens
to my requirements and prints off a list of 20 different locations in
the warehouse for me to get my bits. One pack is missing. Speak to
customer collections in the warehouse, they say go to home deliveries,
but home deliveries is outside the checkouts, I can see it but can't
get there because SWMBO is carrying 6 dishcloths @ 19p each and there
is a queue of 15 waiting to pay. Dump the dishcloths and go through
checkouts empty handed, get to home deliveries queue for 10 minutes
and hand him list printed by bedroom dept. He says you have to pay for
them first and come back to him & he will find the mising packs, go
back through and join queue at checkouts. Checkout operator says she
can't process our payment because the bedroom dept printed it on the
wrong form, it has to be on a home delivery form or she can't enter it
at the till (no items to scan), and we have to go back to bedroom
dept. and queue again to get the correct form of printout.

Run out of time - give up.

1 week later try again. Get the pick list printed on the correct form
this time - comes in 2 parts, one part for us to pick and one part for
home deliveries to pick. The same box is still missing and the other
boxes are way too heavy to lift, queue at the checkouts to pay,
checkout operator says we must pick the items on our own pick list
ourselves but customer collections will help us with the heavy and
missing items - so back into the store to get hold of a customer
collections assistant

After 2 hours in store ( 3 hours 20 minutes in total) - Success.

Notice on my way out that people are queueing to get on the site,
queueing to get up the ramps in the car park, are queueing for parking
spaces and queueing to get out, in order to receive this level of
service.

Oh, and the furniture appears to be made of Weetabix. 8-((

DG

You're obviously a glutton for punishment :-)
Did you factor in 3 hours of your time? I slept for 8 hours last night,
which must have cost me a small fortune.

On Sat, 25 Aug 2007 11:28:17 GMT, Stuart Noble
wrote:


You're obviously a glutton for punishment :-)

I know. My daughter wanted it. (

Did you factor in 3 hours of your time? I slept for 8 hours last night,
which must have cost me a small fortune.

+ the 3 days it took to put together in a bedroom with insufficient
room to assemble a double wardrobe whose carcase was not stable (It
wanted to go lozenge shaped) until the back of 4mm particle board (In
2 pieces joined with paper tape) was nailed in (40 nails).

For maybe 300 quid more we could have had a set of fitted units of
equal storage capacity from a German company, delivered and installed
in the house. IKEA charged 45 quid to deliver 3. 5 miles. :-(

DG