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Metalworking (rec.crafts.metalworking) Discuss various aspects of working with metal, such as machining, welding, metal joining, screwing, casting, hardening/tempering, blacksmithing/forging, spinning and hammer work, sheet metal work. |
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Relay and Contactor based GENSET BACKFEED PREVENTER?
If your house is insured it will be void if you install the device. The
insurance companies frown on anything that is not UL approved. Michelle Ignoramus25850 wrote: |
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"Michelle P" wrote in message ink.net... If your house is insured it will be void if you install the device. The insurance companies frown on anything that is not UL approved. Could you give us a reference please? What other things might I do that will void my home insurance? Can you give us a specific case where someone lost their home and then had the insurance company refuse to pay because a non-UL device was installed somewhere in the house? Thanks Vaughn Michelle Ignoramus25850 wrote: |
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On Thu, 08 Sep 2005 10:16:00 GMT, "Vaughn"
wrote: "Michelle P" wrote in message link.net... If your house is insured it will be void if you install the device. The insurance companies frown on anything that is not UL approved. Could you give us a reference please? What other things might I do that will void my home insurance? Can you give us a specific case where someone lost their home and then had the insurance company refuse to pay because a non-UL device was installed somewhere in the house? Thanks Vaughn Michelle Ignoramus25850 wrote: Well, insurance companies are getting EXTREMELY adverse to risk. Many will not insure a building with aluminum wiring unless it has ALL DEVICES either replaced with COALR devices or every connection pigtailed to copper with a certified device - and an inspection to prove it. Any Knob and tube left in the house and they won't touch it. A wood stove that is not certified? No insurance. Not installed to code? No insurance. Many other conditions as well. I'm not an insurance agent, nor do I play one on TV, but I AM the IT guy for a pretty big brokerage. Coverage HAS been denied. One of the stickiest players in Canada is ING - and they own half the business. |
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wrote in message ... On Thu, 08 Sep 2005 10:16:00 GMT, "Vaughn" wrote: Any Knob and tube left in the house and they won't touch it. Then it must depend on the area. I had a family member insure a home with knob & tube just last week. From a fire standpoint, knob & tube is perfectly safe. The main problem with K&T is lack of a ground conductor, and lots of homes still have that problem. Coverage HAS been denied. One of the stickiest players in Canada is ING - and they own half the business. My question was about claim denial, not coverage, but thanks for the info. Vaughn |
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Incorrect. If the loss was due to the non-compliant device, then you may
have a problem collecting. If the loss was due to something else, the insurance company must cough up. Steve Spence Dir., Green Trust, http://www.green-trust.org Contributing Editor, http://www.off-grid.net http://www.rebelwolf.com/essn.html Michelle P wrote: If your house is insured it will be void if you install the device. The insurance companies frown on anything that is not UL approved. Michelle Ignoramus25850 wrote: |
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