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OT I thought I was using my credit card free.
On 2010-10-08, SMS wrote:
Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. nb |
OT I thought I was using my credit card free.
On 10/08/10 02:25 pm, notbob wrote:
Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. Difficult to cancel the purchase when you've already pumped the gas. Perce |
OT I thought I was using my credit card free.
On 2010-10-08, Percival P. Cassidy wrote:
Difficult to cancel the purchase when you've already pumped the gas. Even more difficult to post an intelligent reply when you haven't read the post you're replying to. nb |
OT I thought I was using my credit card free.
On 10/8/2010 11:25 AM, notbob wrote:
On 2010-10-08, wrote: Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Why do you care? You can sign it "Mickey Mouse" and it will still go through. And actually the hard copy is much more likely to be used fraudulently. |
OT I thought I was using my credit card free.
On 10/8/2010 11:18 AM, notbob wrote:
On 2010-10-08, wrote: In Northern California, the Arco gasoline is Shell gasoline. Arco has no refinery in Northern California and all their fuel comes from Shell. I know not where in NorCal you are, but in SFBA, that is not the case. In the San Francisco Bay Area, the Arco stations are supplied by the Shell refinery. That's not to say that Arco could not specify different additives than what Shell uses, but it's unlikely. |
OT I thought I was using my credit card free.
On Thu, 07 Oct 2010 21:19:41 -0400, aemeijers
wrote: On 10/7/2010 8:18 PM, Bob F wrote: aemeijers wrote: On 10/7/2010 6:35 PM, HeyBub wrote: Percival P. Cassidy wrote: Local stations may charge less for cash purchases than by credit card--you'll not see it except by observing individual station charges, not on the credit card side. I have always understood that it is a violation of the merchant's agreement with the card issuer (at least with MC and Visa) to add a surcharge for using a card. OTOH, it seems not to be a violation of that agreement to give a discount for cash. That all changed this week when a federal court allowed merchants to charge different amounts even for different cards! For example, not all Visa cards are the same. Those with magnificent rewards programs charge the merchant more. Now the merchant will be allowed to charge differently not only on cash vs card, but card vs card. Good. Maybe the merchants will get ****ed off enough to stop taking plastic, and the rest of us won't have to wait in line behind people charging a five-dollar breakfast. IMHO, for in-person sales, CC should have at least a 20-buck minimum. Most places I use them, cards really speed things up. By the time the prices are scanned, the card is read and ready. Only true if they don't require a signature. Many places around here still do, even for trivial purchases. And I don't mean signing the POS terminal- they print out paper. Some old hillbillies still take 5 minutes to scratch their "X" on the reciept?? |
OT I thought I was using my credit card free.
On 10/8/2010 10:51 AM, notbob wrote:
On 2010-10-08, wrote: price (and the Arco doesn't take credit cards at all). Only in CA. Cross the border into NV and Arco stations do, indeed, take credit cards. Actually there are some Arco stations in California that will also take credit cards. In South San Francisco, the Arco on Gellert and Westborough was taking them a few years ago, not sure if they still are. They were trying to compete with the Valero across the street which charged the same price as Arco but took credit cards and had pay at the pump. According to the Arco station owner that I know, he is free to take credit cards if he wants to, but he absorbs all the costs of doing so, not Arco, and he cannot increase the price of the gasoline to cover those costs (he actually would take a credit card if someone asked him and the person was out of cash, but he doesn't advertise that fact). Arco has "policies" regarding how much over the wholesale price their franchisees are allowed to charge. If a station doesn't follow the "policies" they will find their wholesale price going up. So in general it's better for the Arco stations to just write off the lost customers that insist on credit cards, since if they accepted them then a lot of the cash customers would also switch to credit cards. OTOH, some other states like CO, where I now live, have no concept of basic CA style ATM (NOT debit!) cards which you can use almost universally in CA. I tried to get an ATM card at a bank that also has branches in CA. I was told by a handfull of new acct reps that no such animal existed. I told them I'd been using an ATM card to buy retail items at most retail stores and the head bitch told me she'd been in the banking industry for 25 yrs and no such ATM card existed in the US banking industry. I just got up and left. Apparently, the only thing an ATM card is good for, here, is to withdraw cash from YOUR acct at YOUR bank's ATM machine, period. Nope. I do not take the Visa/MC logo debit cards from my banks, insisting on an ATM card only. I've used it at stores, well one store anyway, Pet Club, which does not take credit cards. It's hard to figure why anyone would want to use a debit card as opposed to a credit card since you lose consumer protections, it's much more risky in terms of fraud, and the rebates aren't nearly as good. I get a 2% flat rate rebate on my Visa card now. |
OT I thought I was using my credit card free.
On 10/8/2010 10:25 AM, Frank wrote:
snip Which is why I never pay cash at a gas station but use my credit card at the pump. Besides people like that there are the ones buying Slurpies and burritos or whatever other junk food is offered and you end up wasting 10 minutes of your time. The Arco in Oakdale, CA is the worst. It's the last cheap gas before Yosemite, and they typically have one cashier for 16 pumps and the AM/PM Mini-Market. Getting change is the issue, since you can insert cash into the cash acceptor machine to pay. I stopped going there, and go to the more expensive station across the street, which is really no more expensive when I factor in the 4% credit card rebate on gasoline. |
OT I thought I was using my credit card free.
On Fri, 08 Oct 2010 09:15:13 -0700, SMS
wrote: On 10/7/2010 2:45 PM, Percival P. Cassidy wrote: snip I have always understood that it is a violation of the merchant's agreement with the card issuer (at least with MC and Visa) to add a surcharge for using a card. OTOH, it seems not to be a violation of that agreement to give a discount for cash. Surcharges for credit cards violated the merchant agreement. Discounts for cash, or prices posted for both credit cards and cash, did not. Of course it's the same exact effect in terms of the price, but the point is that the merchant can't post a price for an item, then add a surcharge. They can post a price and give a discount, or post two prices. The credit card companies do everything in their power to make using a credit card the most desirable way to pay for the consumer, but of course it costs the merchant money, and since nearly all merchants take credit cards, the cost of goods reflects these charges. The result is that it's best for the consumer to use a rewards credit card to buy virtually everything. I get 2% back on Visa card purchases. That offsets the approximately 2% that the cost of goods is inflated to allow for the credit card costs. Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. Not all - but MANY credit card companies charge more for the "rewards" cards. - so the seller just has to raise the price a bit more to cover THAT. |
OT I thought I was using my credit card free.
On 2010-10-08, SMS wrote:
On 10/8/2010 10:51 AM, notbob wrote: basic CA style ATM (NOT debit!) cards..... It's hard to figure why anyone would want to use a debit card as opposed to a credit card..... I don't like using either! Both can be used by ANYONE passing it to an inattentive clerk (is there any other kind?). As you say, you can sign Rin-Tin-Tin and it will pass. With a true bank ATM, only by entering the correct PIN will it work. Unfortunately, the whole concept is completely alien in CO. nb |
OT I thought I was using my credit card free.
Of course, you can spin a couple circles, or sign "notbob" and the
machine will take it. -- Christopher A. Young Learn more about Jesus www.lds.org .. "notbob" wrote in message ... I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. nb |
OT I thought I was using my credit card free.
During one particular day I signed "walmart sucks" and the system took
it. Printed it on my reciept, too. -- Christopher A. Young Learn more about Jesus www.lds.org .. "SMS" wrote in message ... I refuse to allow my signature to be digitized. Why do you care? You can sign it "Mickey Mouse" and it will still go through. And actually the hard copy is much more likely to be used fraudulently. |
OT I thought I was using my credit card free.
On 10/8/2010 1:51 PM, notbob wrote:
On 2010-10-08, wrote: price (and the Arco doesn't take credit cards at all). Only in CA. Cross the border into NV and Arco stations do, indeed, take credit cards. OTOH, some other states like CO, where I now live, have no concept of basic CA style ATM (NOT debit!) cards which you can use almost universally in CA. I tried to get an ATM card at a bank that also has branches in CA. I was told by a handfull of new acct reps that no such animal existed. I told them I'd been using an ATM card to buy retail items at most retail stores and the head bitch told me she'd been in the banking industry for 25 yrs and no such ATM card existed in the US banking industry. I just got up and left. Apparently, the only thing an ATM card is good for, here, is to withdraw cash from YOUR acct at YOUR bank's ATM machine, period. All states do not bank the same. nb Apparently MI is like CA, at least for credit union ATM cards. I can use it as a POS debit card at most, but not all, places. (Including INside at Sam's, but not OUTside at the gas pumps- weird.) -- aem sends... |
OT I thought I was using my credit card free.
On 10/7/2010 8:20 PM, Hilary wrote:
On Oct 7, 4:09 pm, wrote: On 10/7/2010 6:35 PM, HeyBub wrote: Percival P. Cassidy wrote: Local stations may charge less for cash purchases than by credit card--you'll not see it except by observing individual station charges, not on the credit card side. I have always understood that it is a violation of the merchant's agreement with the card issuer (at least with MC and Visa) to add a surcharge for using a card. OTOH, it seems not to be a violation of that agreement to give a discount for cash. That all changed this week when a federal court allowed merchants to charge different amounts even for different cards! For example, not all Visa cards are the same. Those with magnificent rewards programs charge the merchant more. Now the merchant will be allowed to charge differently not only on cash vs card, but card vs card. Good. Maybe the merchants will get ****ed off enough to stop taking plastic, and the rest of us won't have to wait in line behind people charging a five-dollar breakfast. IMHO, for in-person sales, CC should have at least a 20-buck minimum. Bleah. Wake up and smell the 90s. As a merchant, I say, bring on credit cards. Cash is fine, for in-person sales, of which I get about 4 per year, but credit cards rule. Checks can bounce, and nearly always do, but you can run the credit card charges before you mail the stuff, so since you haven't let the merchandise go yet, you don't get ripped off. Credit cards rule, even with the fees. I don't even start the order (custom made stuff) until the credit card clears. You're either unemployed or crazy. You do realize other folks may not be sitting home and selling stuff on ebay or whatever it is you do and have a completely different business model than yours (especially gas stations that are under discussion)? I have never heard of a gas station mailing fuel to anyone or doing custom work. |
OT I thought I was using my credit card free.
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OT I thought I was using my credit card free.
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OT I thought I was using my credit card free.
On 10/8/2010 3:30 PM, George wrote:
You do realize other folks may not be sitting home and selling stuff on ebay or whatever it is you do and have a completely different business model than yours (especially gas stations that are under discussion)? I have never heard of a gas station mailing fuel to anyone or doing custom work. Gas stations are a very special case because a gas station typically sells fuel for a fixed number of cents over the wholesale price. A $3 gallon of gas at 1.6% in fees cost 4.8 cents, while a $1 gallon of gas costs 1.6 cents in fees, but in both cases the mark-up over wholesale is probably the same, 5-10 cents depending on the brand. Arco is very strict about the mark-up it wants its stations to add. Even though they can't directly dictate retail prices, they have ways of "encouraging" their stations to toe the line. Refineries make 50-75 cents per gallon on the gasoline they sell so their goal is to sell a lot of volume. The gas station is lucky to get 10 cents per gallon. You have to sell a LOT of gas to stay in business at 10 cents a gallon. Remember, BP/Arco (or other oil companies) are not paying the spot price for crude oil, they are pumping it from their own oil wells. |
OT I thought I was using my credit card free.
Stormin Mormon wrote:
Of course, you can spin a couple circles, or sign "notbob" and the machine will take it. I write "ask for photo ID" on the signature space on the credit card. One clerk told me it voids the card, but he ran it through anyway. Most don't bother to even look at the signature once the card is worn a bit. I try to use only one card, presently citi and get 2% back and use it for everything I can and pay it off monthly. Used to be when 50 bucks were accumulated you could ask for the reward, now it's 150. They always mailed a check instead of just crediting it to the card. I suppose a lot of the rewards checks don't get cashed and that is why they mail them instead of an instant credit to the balance on the card? Sometimes they say they pay 5% on gasoline and restaurants but the way the rewards are calculated and printed out it's hard to determine what they pay on what. Most dollar only type stores take only cash or debit cards. I wouldn't dream of having a debit card, someone can drain your account if it were to get in the wrong hands, and my experience with money is when somehow your money finds it's way to someone else's pockets it's hard to get back. |
OT I thought I was using my credit card free.
"SMS" wrote in message ... On 10/8/2010 11:18 AM, notbob wrote: On 2010-10-08, wrote: In Northern California, the Arco gasoline is Shell gasoline. Arco has no refinery in Northern California and all their fuel comes from Shell. I know not where in NorCal you are, but in SFBA, that is not the case. In the San Francisco Bay Area, the Arco stations are supplied by the Shell refinery. That's not to say that Arco could not specify different additives than what Shell uses, but it's unlikely. The additive package is the main difference between brands. Many take the gas from the same storage tanks, just dump in different spices and seasonings. |
OT I thought I was using my credit card free.
In article ,
notbob wrote: I refuse to allow my signature to be digitized. I've signed charge slips "Santa Claus." If you're concerned about theft of your signature, sign with your left hand or something. It doesn't have to be your "real" signature to make the purchase. |
OT I thought I was using my credit card free.
In article ,
Josh wrote: On Thu, 07 Oct 2010 19:09:20 -0400, aemeijers wrote: Good. Maybe the merchants will get ****ed off enough to stop taking plastic, and the rest of us won't have to wait in line behind people charging a five-dollar breakfast. IMHO, for in-person sales, CC should have at least a 20-buck minimum. More often these days it's the other way around -- the most up to date vendors don't require a signature for $20 or so. At my company cafeteria, at the local Subway, Target, and other places, they take the card, swipe it, and hand it back. 5 seconds tops. If their link is up all the time. In quiet stores I've been able to hear the modem dialing. Even then it doesn't really take that long, it just seems like it because there's nothing to do but wait. Now what takes time is the bozos who insist on paying with "exact change", waiting until the whole thing is rung up before starting to fish through their pockets/purses, carefully seeking out that last nickel or penny needed. Even more fun are the ones who overpay a little to get larger coins in change. m |
OT I thought I was using my credit card free.
On 10/09/10 01:36 am, Smitty Two wrote:
I refuse to allow my signature to be digitized. I've signed charge slips "Santa Claus." If you're concerned about theft of your signature, sign with your left hand or something. It doesn't have to be your "real" signature to make the purchase. Because of the slippery surface and the inconvenient angle at which the devices are usually mounted, my signature on those things looks nothing like my real signature anyway. Peerce |
OT I thought I was using my credit card free.
On 10/09/10 01:36 am, Smitty Two wrote:
I refuse to allow my signature to be digitized. I've signed charge slips "Santa Claus." If you're concerned about theft of your signature, sign with your left hand or something. It doesn't have to be your "real" signature to make the purchase. Because of the slippery surface and the inconvenient angle at which the devices are usually mounted, my signature on those things looks nothing like my real signature anyway. Perce |
OT I thought I was using my credit card free.
"notbob" wrote in message ... On 2010-10-08, SMS wrote: I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. Wow. Just wow. Put your tinfoil hat back on and trundle on out of here. The sane people are having a discussion. And get some help. Seriously. |
OT I thought I was using my credit card free.
"SMS" wrote in message ... On 10/8/2010 12:57 PM, wrote: Not all - but MANY credit card companies charge more for the "rewards" cards. - so the seller just has to raise the price a bit more to cover THAT. That's true. It's a cost of doing business. Just like the cost of bad checks, the cost of an armored car to pick up cash, etc. So true. I stopped accepting checks years ago, and it's saved me at least $40/month in bounce fees. $40 is less than half of my monthly credit card fee, so it turns out that checks are the most expensive way to pay, at least for this merchant. |
OT I thought I was using my credit card free.
"notbob" wrote in message ... On 2010-10-08, SMS wrote: On 10/8/2010 10:51 AM, notbob wrote: basic CA style ATM (NOT debit!) cards..... It's hard to figure why anyone would want to use a debit card as opposed to a credit card..... I don't like using either! Both can be used by ANYONE passing it to an inattentive clerk (is there any other kind?). As you say, you can sign Rin-Tin-Tin and it will pass. With a true bank ATM, only by entering the correct PIN will it work. Unfortunately, the whole concept is completely alien in CO. But with a credit card, you can contest the charge and get your money back immediately. A chargeback will be filed against the merchant and they will have to prove the charge was valid. Debit cards don't work like that. And cash can be stolen, and that's not traceable. Checkbooks can be stolen, and once the check is cashed, the bank won't give you back the money. Credit cards are the only safe way to buy anything. |
OT I thought I was using my credit card free.
In article ,
"Percival P. Cassidy" wrote: On 10/09/10 01:36 am, Smitty Two wrote: I refuse to allow my signature to be digitized. I've signed charge slips "Santa Claus." If you're concerned about theft of your signature, sign with your left hand or something. It doesn't have to be your "real" signature to make the purchase. Because of the slippery surface and the inconvenient angle at which the devices are usually mounted, my signature on those things looks nothing like my real signature anyway. Perce Mine does, but that is more of an indictment of my handwriting in general (g) -- I want to find a voracious, small-minded predator and name it after the IRS. Robert Bakker, paleontologist |
OT I thought I was using my credit card free.
On Fri, 8 Oct 2010 17:16:31 -0400, "Stormin Mormon"
wrote: During one particular day I signed "walmart sucks" and the system took it. Printed it on my reciept, too. If the cashier isn't looking and you don't contest the charge, no one will ever see your signature. If you do contest the charge the cashier may be in deep do-do. |
OT I thought I was using my credit card free.
On Fri, 08 Oct 2010 18:25:34 GMT, notbob wrote:
On 2010-10-08, SMS wrote: Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. If you're that paranoid, sign with your other hand. The signature isn't used for anything unless you contest the charge. |
OT I thought I was using my credit card free.
wrote If you're that paranoid, sign with your other hand. The signature isn't used for anything unless you contest the charge. Rare, but I have seen cashiers check the card signature compared to the signed receipt. I wonder what they would do if not a match? |
OT I thought I was using my credit card free.
On Sat, 9 Oct 2010 14:09:11 -0400, "Ed Pawlowski" wrote:
wrote If you're that paranoid, sign with your other hand. The signature isn't used for anything unless you contest the charge. Rare, but I have seen cashiers check the card signature compared to the signed receipt. I wonder what they would do if not a match? I've seen it happen, too. It was more common a few years ago, perhaps the CCCs had a push on. If they don't match, I think the directions are to ask for identification, just as if the card is unsigned. |
OT I thought I was using my credit card free.
On 10/8/2010 2:25 PM, notbob wrote:
On 2010-10-08, wrote: Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. nb |
OT I thought I was using my credit card free.
Ignore this- I fat-fingered something when I canceled my half-written post.
aem sends... On 10/9/2010 3:16 PM, aemeijers wrote: On 10/8/2010 2:25 PM, notbob wrote: On 2010-10-08, wrote: Thankfully, most stores no longer require that you sign the credit card receipt for smaller amounts. That held up the lines. I found this out when I refused to sign my signature on a computer digitzer and the clerk at the speedy mkt told me they didn't need my sig for purchases under $25. Same for most drive thru food chains. I also notice gas stations will usually allow you to buy $75-100 max purchase with no sig required if you use the card at the pump. I refuse to allow my signature to be digitized. Regardless of what the clueless clerks try and tell you, the system will still spit out a hard copy (paper) receipt you can sign. If they refuse, cancel the purchase and walk away. If they want your purchase, they'll find someone who knows how the system works. If not, screw 'em. nb |
OT I thought I was using my credit card free.
On 10/9/2010 1:09 PM, Ed Pawlowski wrote:
wrote If you're that paranoid, sign with your other hand. The signature isn't used for anything unless you contest the charge. Rare, but I have seen cashiers check the card signature compared to the signed receipt. I wonder what they would do if not a match? My card rides around in my back pocket by itself. so consequenty, the sig is wiped off often. The best ones are when the cashier will say i can't take that if it's not signed. THEN have me sign it, then they'll take it. LMAO! And then there's the stores that don't even require a sig under $50. And then there's the gas pumps.... you put in your debit card, then it asks if you know your PIN. If you say "no", then it takes it anyway. !! -- Steve Barker remove the "not" from my address to email |
OT I thought I was using my credit card free.
Hilary wrote in
: On Oct 7, 1:00*pm, Metspitzer wrote: On Thu, 07 Oct 2010 12:23:28 -0500, dpb wrote: Metspitzer wrote: I have a friend who just started driving a semi truck. *He says that if you use a credit card for fuel, you pay 6 cents on the dollar more. Is this true? A little Googling shows there are fleet cards. *I hope that is what he is talking about. *I didn't find where a standard credit card cost a ny more at the pump. ... Local stations may charge less for cash purchases than by credit card--you'll not see it except by observing individual station charges, not on the credit card side. Wouldn't they have to change pumps to pump less fuel for credit purchases? *The price per gallon is posted on the pumps. It would either have to be that or charge you more than you pumped on your credit card statement. Umm, no. Doesn't work that way. If you pay at the pump ( can only do that with cards ) you pay the "posted" price. Cash customers have to schlep into the store to pay, have to pay first, and since they are paying cash, the discount is taken directly at the pump, which is controlled by the drone at the counter. Also, it violates all credit card merchant agreements to charge more for credit transactions than cash. However, you can give a cash discount without violating that rule. Also, it violates all credit card merchant agreements to charge more for credit transactions than cash. That's what I always thought up until a few months ago. On a road trip. Big sign on street was one price. On top of the pump was the credit price. I paid with Discover and figured I'd put the f's to them when I got back. Emailed Discover with the story. Reply was as long as they don't charge more for use of Discover's CC than other CC's it was allowed. Again, this is ONLY Discover's policy. It is possible at the same station another card may have a different policy. Depends on what the merchant agrees to for EACH card provider. |
OT I thought I was using my credit card free.
On Fri, 08 Oct 2010 12:43:23 -0700, SMS
wrote: On 10/8/2010 11:18 AM, notbob wrote: On 2010-10-08, wrote: In Northern California, the Arco gasoline is Shell gasoline. Arco has no refinery in Northern California and all their fuel comes from Shell. I know not where in NorCal you are, but in SFBA, that is not the case. In the San Francisco Bay Area, the Arco stations are supplied by the Shell refinery. That's not to say that Arco could not specify different additives than what Shell uses, but it's unlikely. Actually EXTEEMELY likely. |
OT I thought I was using my credit card free.
On Fri, 08 Oct 2010 21:08:52 GMT, notbob wrote:
On 2010-10-08, SMS wrote: On 10/8/2010 10:51 AM, notbob wrote: basic CA style ATM (NOT debit!) cards..... It's hard to figure why anyone would want to use a debit card as opposed to a credit card..... I don't like using either! Both can be used by ANYONE passing it to an inattentive clerk (is there any other kind?). As you say, you can sign Rin-Tin-Tin and it will pass. With a true bank ATM, only by entering the correct PIN will it work. Unfortunately, the whole concept is completely alien in CO. nb Up here in Canada the vast majority of credit cards are noe CHIP cards and require a pin just like an ATM card. |
OT I thought I was using my credit card free.
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