"Wayne Boatwright" wrote in message
6.120...
Our mortgage company recently announced the availability of SystemsProtect
in our area. The plan apparently offers full repair/replacement of HVAC,
plumbing system, clothes washer and drier, garbage disposal, electrical
system, and ceiling fans. 24/7 service availability. There is a $60
deductible per occurrence, and a $29.95 monthly fee. SystemsProtect is
not
affiliated with our mortgage company. They are simply offering its
availability as a courtesy.

There are certain restrictions which seem reasonable. There is also a
broader service plan that includes kitchen appliances with a $34.95
monthly
fee.

I'm asking for opinions and/or personal experience because we are in our
60s and probably not capable of making most of the repairs ourselves, nor
financially able to pay for or replace the big ticket items on a moments
notice. We could afford the monthly fee easily within our budget.

What say ye?

TIA

--
Wayne Boatwright
-------------------------------------------
Tuesday, 05(V)/27(XXVII)/08(MMVIII)
-------------------------------------------
-------------------------------------------
Solution: A more subtle problem.
-------------------------------------------




Maybe I'm overly suspicious, but it sounds as if the OP is promoting the
plan, not so much asking opinions...
Hopefully I'm wrong. (It happens often). Mark

On Wed 28 May 2008 04:47:19a, mark told us...


"Wayne Boatwright" wrote in message
6.120...
Our mortgage company recently announced the availability of
SystemsProtect
in our area. The plan apparently offers full repair/replacement of
HVAC,
plumbing system, clothes washer and drier, garbage disposal, electrical
system, and ceiling fans. 24/7 service availability. There is a $60
deductible per occurrence, and a $29.95 monthly fee. SystemsProtect is
not affiliated with our mortgage company. They are simply offering its
availability as a courtesy.

There are certain restrictions which seem reasonable. There is also a
broader service plan that includes kitchen appliances with a $34.95
monthly fee.

I'm asking for opinions and/or personal experience because we are in our
60s and probably not capable of making most of the repairs ourselves,
nor
financially able to pay for or replace the big ticket items on a moments
notice. We could afford the monthly fee easily within our budget.

What say ye?

TIA

--
Wayne Boatwright
-------------------------------------------
Tuesday, 05(V)/27(XXVII)/08(MMVIII)
-------------------------------------------
-------------------------------------------
Solution: A more subtle problem.
-------------------------------------------




Maybe I'm overly suspicious, but it sounds as if the OP is promoting the
plan, not so much asking opinions...
Hopefully I'm wrong. (It happens often). Mark



No, Mark, I'm not promoting this in the least. I really wanted advice.
From the 3 other responses, it's clear that this is *not* in my best
interest, and I now have no intention of buying into for myself.

--
Wayne Boatwright
-------------------------------------------
Wednesday, 05(V)/28(XXVIII)/08(MMVIII)
-------------------------------------------
-------------------------------------------
This is more exciting than Woody Allen
on Valium.
-------------------------------------------

"Wayne Boatwright" wrote in message
6.120...
On Wed 28 May 2008 04:47:19a, mark told us...


"Wayne Boatwright" wrote in message
6.120...
Our mortgage company recently announced the availability of
SystemsProtect
in our area. The plan apparently offers full repair/replacement of
HVAC,
plumbing system, clothes washer and drier, garbage disposal, electrical
system, and ceiling fans. 24/7 service availability. There is a $60
deductible per occurrence, and a $29.95 monthly fee. SystemsProtect is
not affiliated with our mortgage company. They are simply offering its
availability as a courtesy.

There are certain restrictions which seem reasonable. There is also a
broader service plan that includes kitchen appliances with a $34.95
monthly fee.

I'm asking for opinions and/or personal experience because we are in our
60s and probably not capable of making most of the repairs ourselves,
nor
financially able to pay for or replace the big ticket items on a moments
notice. We could afford the monthly fee easily within our budget.

What say ye?

TIA

--
Wayne Boatwright
-------------------------------------------
Tuesday, 05(V)/27(XXVII)/08(MMVIII)
-------------------------------------------
-------------------------------------------
Solution: A more subtle problem.
-------------------------------------------




Maybe I'm overly suspicious, but it sounds as if the OP is promoting the
plan, not so much asking opinions...
Hopefully I'm wrong. (It happens often). Mark



No, Mark, I'm not promoting this in the least. I really wanted advice.
From the 3 other responses, it's clear that this is *not* in my best
interest, and I now have no intention of buying into for myself.

--
Wayne Boatwright
-------------------------------------------
Wednesday, 05(V)/28(XXVIII)/08(MMVIII)
-------------------------------------------
-------------------------------------------
This is more exciting than Woody Allen
on Valium.
-------------------------------------------



I'm on your side on it then. Doesn't sound like much of a deal (for you).