"3rd eye" wrote in message
...
I've got a neighbor whose tree branches fell on my garage busting up
the gutter & who knows what else.
Until the branches are removed I can't asses the damage
This occured after a heavy snow.

She's telling me her insurance won't cover it.

Does this sound right?

Call your insurance company, and let them work it out!
That is why you pay them!
Greg